Gourav Chatterjee

Associate @Icra

Kolkata, IN

Analyst in ICRA Limited from Nov 2020 working in the following-\\\\nWorking as a Analyst in ICRA Limited since Nov 2020 to present in the Corporate Segment. As part of the Ratings group, responsible for preparing credit analysis reports by comprehensively understanding and evaluating industry risk, business risk, default risk and financial risk profile.\\\\n Preparation of credit analysis report and circulating the same to the Analytical Team and then to the rating committee and arriving at the credit rating by evaluating credit strengths, weaknesses and risk control measures.\\\\n Preparation of public documents such as Rating Rationale and Credit Perspective for the rated clients.\\\\n Recommend ratings, based on detailed analysis and comparison of performance with its competitors in the industry.\\\\n Monitoring the rated client portfolio by regular interactions with the management, auditors, lenders/bankers and other stakeholders along with tracking sector developments to understand the business models, projections, strategies.\\\\n Maintaining client relationships throughout the rating cycle and assisting in business development by ensuring high client retention percentage.\\\\n Benchmarked the financials of companies against their peers to analyses their relative performance over a period of time.\\\\n Monitored the portfolio of clients, identified early warning signals and executing timely corrective action.\\\\n \\\\n\\\\n \\\\n \\\\n\\\\n \\\\n

St.Patrick's High School - India

Commerce

The University of Burdwan

Completed Master of Business Administration - MBA, Finance and Financial Management Services

Assembly of God Church School - India

ISC, Accountancy

Bidhan Chandra College

B.Com ( Hons ), Accounting and Finance

Indira Gandhi National Open University

Master of Commerce, Accounting and Finance