Glen Sanginario
Senior Credit Manager - Underwriting @Bridgestone Americas
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WORK HISTORY
Senior Credit Manager - Underwriting @Bridgestone Americas
Nashville, TN
At Bridgestone Americas, I lead credit operations across the U.S. and Costa Rica, managing underwriting, billing, collections, reconciliation, and around-the-clock support for multiple customer portfolios. I also serve as the legal liaison for bankruptcy and collections matters, handling negotiations, drafting legal instruments, and mitigating risk through strategic collaboration.I centralized underwriting across North and Latin America, unifying functions from several business units and improving consistency. I led the transition to a shared services model in Costa Rica, enhancing efficiency and cutting costs. To modernize onboarding, I implemented a digital credit application system integrated with Salesforce, improving turnaround time and transparency.Additionally, I introduced a regional credit insurance program that protected against high-risk exposures and helped prevent major losses. I developed executive dashboards for real-time portfolio oversight, restructured departmental roles for performance gains, and drove continuous improvement across all facets of credit operations
EDUCATION
Wake Forest University
Bachelor of Science - BS
Fairleigh Dickinson University
M.B.A.
ABOUT GLEN SANGINARIO
Visionary credit executive with over 25 years of experience transforming financial operations for Fortune 500 companies across North and Latin America. I specialize in leading global credit lifecycle functions—spanning underwriting, collections, bankruptcy litigation, and compliance—while building scalable infrastructures that mitigate risk and enhance cash flow. Throughout my career, I’ve led high-performing multinational teams, spearheaded shared services migrations, and implemented automation solutions that streamlined onboarding and receivables management. I’ve successfully centralized credit operations, launched region-specific credit insurance programs, and designed KPI dashboards that deliver real-time insights for executive decision-making. Known for my ability to align financial strategy with operational efficiency, I’ve driven measurable results: 99% current portfolio aging,<0.01% bad debt, and 97% electronic payment adoption. My leadership blends legal acumen, system design expertise, and cross-functional collaboration to consistently exceed performance goals and position organizations for sustainable growth.
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