Gitanshu Garg
CA || HDFC Bank || Wholesale Credit - SME
- Role
- Senior Credit Manager at HDFC Bank
- Location
- Ludhiana, PB, IN
- LinkedIn followers
- 500 followers
About Gitanshu Garg
Over 8 years of experience in finance domain performing statutory, internal & tax audits,…
Experience
Senior Credit Manager
Dec 2022 — Present · Ludhiana, IN
Profile includes assessment of financial, underwriting, banking analysis, Probe check, various internal & external dedupe, preparation of appraisal memos etc.• Preparing detailed proposal note of the borrower.• Ensuring internal policies and RBI compliances.• Performing independent reference check with suppliers, customers and competitors.• All working wrt to TAT only.• Exercising Portfolio monitoring and reporting on regular intervals to analyse potential delinquent account, LCHU accounts.• Assessment of Project funding case and expension projects• Regular interaction with Valuers, Stock auditors, advocate and other vendors.• Monitoring limit accounts on regular basis for compliance of sanction terms, ensuring quality of the portfolio, lookout for stress signs and visit the customer.• Responsible for housekeeping, which primarily includes renewals, tracking deferrals, call memos, TOD and adhoc limit.
Education
Panjab University
Bachelor of Commerce (B.Com.), commerce
2013 — 2016
The Institute of Chartered Accountants of India
CA. IPC
2015 — 2016
The Institute of Chartered Accountants of India
Chartered Accountant
2013 — 2018
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