Gitanshu Garg

CA || HDFC Bank || Wholesale Credit - SME

Role
Senior Credit Manager at HDFC Bank
Location
Ludhiana, PB, IN
LinkedIn followers
500 followers
Finance & AccountingView LinkedIn profile

About Gitanshu Garg

Over 8 years of experience in finance domain performing statutory, internal & tax audits,…

Experience

  1. Senior Credit Manager

    HDFC Bank

    Dec 2022 — Present · Ludhiana, IN

    Profile includes assessment of financial, underwriting, banking analysis, Probe check, various internal & external dedupe, preparation of appraisal memos etc.• Preparing detailed proposal note of the borrower.• Ensuring internal policies and RBI compliances.• Performing independent reference check with suppliers, customers and competitors.• All working wrt to TAT only.• Exercising Portfolio monitoring and reporting on regular intervals to analyse potential delinquent account, LCHU accounts.• Assessment of Project funding case and expension projects• Regular interaction with Valuers, Stock auditors, advocate and other vendors.• Monitoring limit accounts on regular basis for compliance of sanction terms, ensuring quality of the portfolio, lookout for stress signs and visit the customer.• Responsible for housekeeping, which primarily includes renewals, tracking deferrals, call memos, TOD and adhoc limit.

Education

  • Panjab University

    Bachelor of Commerce (B.Com.), commerce

    2013 — 2016

  • The Institute of Chartered Accountants of India

    CA. IPC

    2015 — 2016

  • The Institute of Chartered Accountants of India

    Chartered Accountant

    2013 — 2018

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Gitanshu Garg — Senior Credit Manager at HDFC Bank in Ludhiana, PB, IN | Unifers