Gene Perez

About Gene Perez

Smart. Tactical. Unconventional. Independent.Future wealth planning that breaks away from outdated Wall Street models.I am an experienced financial planner and founder of GEM Tactical Wealth, an independent investment advisory practice dedicated to helping individuals and families achieve financial freedom and retire with confidence. My approach combines advanced market insight with holistic financial planning — integrating retirement income strategies, Social Security optimization, estate planning, tactical asset management, and tax and insurance coordination.In addition to serving my clients directly, I also serve as Chief Investment Officer at Altitude Capital Management, where I oversee portfolio management, tactical model development, and advisor training. This dual role allows me to merge institutional-level investment research with personalized wealth strategies, delivering smart, tactical, and independent financial guidance designed for the future of wealth management.

Experience

1. Founder & Wealth Advisor

   Gem Tactical Wealth

   Jul 2024 — Present · Houston, TX, US

   I am a Certified Financial Planner™, National Social Security Advisor and founder of GEM Tactical Wealth, an independent investment advisory practice dedicated to helping individuals and families achieve financial freedom and retire with confidence. My approach combines advanced market insight with holistic financial planning — integrating retirement income strategies, Social Security optimization, estate planning, tactical asset management, and tax and insurance coordination.In addition to serving my clients directly, I also serve as Chief Investment Officer at Altitude Capital Management, where I oversee portfolio management, tactical model development, and advisor training. This dual role allows me to merge institutional-level investment research with personalized wealth strategies, delivering smart, tactical, and independent financial guidance designed for the future of wealth management.Investment advice offered through ALTITUDE CAPITAL MANAGEMENT LLC, a Securities andExchange Commission registered investment advisor able to provide investment advice instates where it is registered, exempt, or excluded from registration. Content contained hereinshould not be construed as an offer or solicitation for investment advice or for the purchase orsale of any security, insurance, or other investment product. Investments involve the risk ofloss, including possible loss of principal. Please consult with a qualified financial, tax,accounting, or legal professional before implementing any ideas or strategies discussed here. Content provided is obtained from sources believed to be reliable but cannot be guaranteed asto its accuracy or completeness.

Education

• Texas A&M University

  Bachelors, Atmospheric Sciences and Meteorology

• Texas A&M University

  Bachelor of Science (B.S.), Atmospheric Sciences and Meteorology

  1989 — 1994

• Rice University

  Certificate of Financial Planning, CFP® Education Program

  2006 — 2007

Skills

• Financial Planners
• Investments
• Mutual Funds
• Fixed Annuities
• Long Term Care Insurance
• 401k
• Long-Term Care
• Insurance
• Roth Ira
• Life Insurance
• Retirement
• Strategic Financial Planning
• Equities
• Retirement Planning
• Financial Services
• Iras
• Financial Planning
• Wealth Management
• Portfolio Management
• Securities
• Estate Planning