Gaurav Sharma

About Gaurav Sharma

Ensuring no loss of revenue- by issuing proper sanction letter as per approvals are being issued, capturing the right deviation while assessing the case- Responsible for credit underwriting and credit appraising of Supply chain finance, Term Loans- Proficient in Credit Administration involving Credit underwriting, Verification of Documents, Customer Profiling and handling high value loans (Handled ticket size up to INR 30 mn)- Approving cases under credit authority delegation of INR 50 lakhs- Identification and assessment of the applicant’s repayment willingness and capacity, including consideration of credit history and performance on past and existing obligations- Conducting physical verification and personal discussion with the clients for identifying the client’s profile and risk- Saving on potential frauds in business profiling of customers and reporting of near misses- Review the underwriting process and define processes as per available resources- Automation of credit policies to ensure no/minimal manual intervention in assessing the creditworthiness- Tracking the non-starter case and immediate action taken for the recovery.

Experience

1. Senior Manager Credit

   Axis Bank

   Aug 2023 — Present · Patna, IN

Education

• ICFAI University

  Master of Business Administration - MBA

• Magadh University, Bodh Gaya

  Bachelor's degree