Gaurav Kumar

Head Credit Policy - Large Partnerships at L&T Finance with expertise in credit strategy and product leadership. Ex DMI| Onecard | RBL | ICICI Bank

Role
Head Credit Policy - Large Partnerships at L&T Finance
Location
New Delhi, DL, IN
LinkedIn followers
500 followers

About Gaurav Kumar

Seasoned BFSI work professional with more than 15 years of experience, primarily into product, business & credit in Payments & Lending. Have worked extensively on Digital Transformation projects. My key strength has been driving credit strategy cutting across different products, functions & types of Financial institutions with the primary focus on always managing P&L, thereby making programs/partnerships sustainable at scale.

Experience

  1. Head Credit Policy - Large Partnerships

    L&T Finance

    Sep 2025 — Present · Mumbai, IN

Education

  • Indian Institute of Management Mumbai

    Master of Business Administration - MBA

    2010 — 2012

  • Delhi College of Engineering

    Bachelor of Engineering (B.E.), Electrical and Electronics Engineering

    2004 — 2008

Skills

  • Market Research
  • Financial Analysis
  • Management Consulting
  • Management
  • C++
  • Business Analysis
  • Business Strategy
  • Supply Chain Management
  • Strategy
  • Sales Management
  • Project Management
  • Sales Operations
  • Sql
  • Competitive Analysis
  • Operations Management
  • Requirements Analysis
  • Business Development
  • Team Management
  • Analysis

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Gaurav Kumar — Head Credit Policy - Large Partnerships at L&T Finance in New Delhi, DL, IN | Unifers