Gargi Malik
Deputy Manager - Kotak Mahindra Bank Ltd | MBA- Banking and Finance (2022-24)
- Role
- Deputy Manager at Kotak Mahindra Bank
- Location
- Pune, MH, IN
- LinkedIn followers
- 500 followers
About Gargi Malik
Dynamic and self-motivated finance professional with a strong foundation in portfolio management, client negotiations, and data-driven financial analysis. With an MBA in Banking & Finance from Symbiosis International University, I bring a deep understanding of Credit Risk Management; Financial Modelling & Valuation; Financial Markets, Concepts and Instruments; and Financial analysis of portfolio and investment, to name a few.Currently serving as a Deputy Manager in Credit Card Collections at Kotak Mahindra Bank Ltd, where I\'m managing high-value non-performing portfolios of an average of USD 650k+ monthly, focusing on 90+ DPD (Bucket 5 & 6) and leading recovery strategies, providing strategic direction and leadership to my team. My current role has equipped me with a robust skill set including high-value portfolio management, client negotiation, financial reporting and analysis, risk mitigation and compliance, strategic collection initiatives, team leadership and oversight, and escalation management.Interned as a Relationship Manager at AIF & PMS Experts India, where I gained insights into investment patterns of High Net-Worth Individuals (HNIs) and Ultra-High Net-Worth Individuals (UHNIs), assisting to assess risk and tailor financial solutions. Eager to continue leveraging my financial acumen, people management skills, and problem-solving abilities to drive organizational growth and create impactful results.
Experience
Deputy Manager
Apr 2024 — Present · Pune, IN
Managing high-value non-performing portfolio of an average of USD 650k+ monthly, focusing on 90+ DPD (Bucket 5 & 6) and leading recovery strategies.This role has equipped me with a robust skill set including high-value portfolio management, client negotiation, financial reporting and analysis, risk mitigation and compliance, strategic collection initiatives, team leadership and oversight, and escalation management.
Education
SYMBIOSIS INTERNATIONAL UNIVERSITY
Master of Business Administration - MBA
2022 — 2024
The IIS University
Bachelor of Business Administration - BBA
2018 — 2021
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