Gargi Malik

Deputy Manager - Kotak Mahindra Bank Ltd | MBA- Banking and Finance (2022-24)

Role
Deputy Manager at Kotak Mahindra Bank
Location
Pune, MH, IN
LinkedIn followers
500 followers

About Gargi Malik

Dynamic and self-motivated finance professional with a strong foundation in portfolio management, client negotiations, and data-driven financial analysis. With an MBA in Banking & Finance from Symbiosis International University, I bring a deep understanding of Credit Risk Management; Financial Modelling & Valuation; Financial Markets, Concepts and Instruments; and Financial analysis of portfolio and investment, to name a few.Currently serving as a Deputy Manager in Credit Card Collections at Kotak Mahindra Bank Ltd, where I\'m managing high-value non-performing portfolios of an average of USD 650k+ monthly, focusing on 90+ DPD (Bucket 5 & 6) and leading recovery strategies, providing strategic direction and leadership to my team. My current role has equipped me with a robust skill set including high-value portfolio management, client negotiation, financial reporting and analysis, risk mitigation and compliance, strategic collection initiatives, team leadership and oversight, and escalation management.Interned as a Relationship Manager at AIF & PMS Experts India, where I gained insights into investment patterns of High Net-Worth Individuals (HNIs) and Ultra-High Net-Worth Individuals (UHNIs), assisting to assess risk and tailor financial solutions. Eager to continue leveraging my financial acumen, people management skills, and problem-solving abilities to drive organizational growth and create impactful results.

Experience

  1. Deputy Manager

    Kotak Mahindra Bank

    Apr 2024 — Present · Pune, IN

    Managing high-value non-performing portfolio of an average of USD 650k+ monthly, focusing on 90+ DPD (Bucket 5 & 6) and leading recovery strategies.This role has equipped me with a robust skill set including high-value portfolio management, client negotiation, financial reporting and analysis, risk mitigation and compliance, strategic collection initiatives, team leadership and oversight, and escalation management.

Education

  • SYMBIOSIS INTERNATIONAL UNIVERSITY

    Master of Business Administration - MBA

    2022 — 2024

  • The IIS University

    Bachelor of Business Administration - BBA

    2018 — 2021

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Gargi Malik — Deputy Manager at Kotak Mahindra Bank in Pune, MH, IN | Unifers