Gajendra Rathi

Risk Head (MFI on-lending & portfolio buyout, International Banking, Business Banking) at IDFC FIRST Bank

Role: Risk Head Mfi On-lending and Portfolio Buyout at IDFC FIRST Bank
Location: Mumbai, MH, IN
LinkedIn followers: 500 followers

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About Gajendra Rathi

Handling credit underwriting for portfolio comprising NBFCs, MFIs, banks and Sovereign risk

Experience

Risk Head Mfi On-lending and Portfolio Buyout
IDFC FIRST Bank
Nov 2022 — Present · Mumbai, IN
NBFCs, FIs and International Banking Credit Risk Assessment

Education

ICICI NIIT Business Leadership Programme
MBA, Banking and Finance
2011 — 2013
University of Rajasthan
Bachelor of Engineering (B.E.)
2004 — 2007

Skills

Outlook
Microsoft Office
Windows
Powerpoint
Microsoft Excel
English
Risk Management
Customer Service
Public Speaking
Research
Teaching
Credit Risk
Credit Rating
Microsoft Word
Photoshop

Contact information

Verified work emails, personal emails, and direct dials — unlocked in one click.

Work email
•••••@idfcfirst.bank.in
Personal email
•••••@•••••.com
Direct dial
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Current company

IDFC FIRST Bank

Banking · 53K employees · Founded 2015 · Mumbai, Maharashtra, India

**Never share your password, OTP, UPI Pin, CVV etc with anyone.** Formed in December 2018 through the merger of infrastructure finance giant IDFC Bank and retail finance specialist Capital First, we commenced commercial banking operations in 2016. Our core principles: Vision: Building a world-class bank in India, driven by ethical, customer-friendly, digital, and socially responsible banking principles. Universal Bank: Offering a comprehensive range of services like Retail, MSME, Rural, Startups, Cash & Wealth Management, Deposits, Corporate & Government Banking, Working Capital, Trade Finance, and Treasury Solutions. Ethical Banking: We follow a 'Near and Dear' test, ensuring products are customer-friendly enough for employees to recommend to loved ones. We simplify legal jargon for clarity and offer 'ZERO FEE Banking' on all savings account services like SMS alerts, IMPS, RTGS, NEFT, ATM withdrawals, and more, making it India’s 1st & only bank to do so. Customer-Friendly Banking: IDFC FIRST Bank credits monthly interest on savings accounts, offers lifetime-free credit cards with non-expiring rewards and transparent fees. Technology-led Banking: Seamless services across mobile, branches, internet banking, call centres, & relationship managers. Our mobile app, with 250+ features, is rated 4.8 on Google Play & the App Store. Global rating agency Forrester ranked it India’s best & among the world’s top 20 for two consecutive years. Social Good Banking: Focusing on financial inclusion, we serve 40M+ customers, with 16M lifestyle improvement loans,15M loans to 4.3M women entrepreneurs, 6.5M vehicle loans, 1M each for sanitation & livelihood, 300K SME, and 100K home loans. ESG Goals: We hold high ESG scores, demonstrating our commitment to financial inclusion & social responsibility. Creating a new-age, ethical and world-class institution for India is a privilege for its employees.

idfcfirst.bank.in

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About Gajendra Rathi

Experience

Risk Head Mfi On-lending and Portfolio Buyout

Education

ICICI NIIT Business Leadership Programme

University of Rajasthan

Skills

Find verified contacts for anyone on LinkedIn