Gabe S.

Sr Mortgage Advisor - Personal Nmls 333873, Corporate Nmls 376205 - an Equal Housing Lender @Coast2coast Mortgage, Llc

St Augustine, FL, US

Client Consultation & AdvisoryAssess clients\' financial situations and provide tailored mortgage solutions.Explain mortgage products, terms, and conditions to clients in a clear and professional manner.Guide clients through the entire mortgage process, from pre-approval to closing. Loan Origination & ProcessingEvaluate creditworthiness, income, and debt-to-income ratios to determine mortgage eligibility.Collaborate with underwriters, lenders, and other financial professionals to facilitate loan approvals.Ensure accurate and timely submission of mortgage applications and documentation. Compliance & Risk ManagementStay up-to-date with mortgage regulations, lending guidelines, and compliance requirements.Ensure all transactions comply with industry laws, company policies, and ethical standards.Mitigate potential risks by identifying red flags in loan applications and client profiles. Business Development & Relationship ManagementBuild and maintain strong relationships with clients, real estate agents, and industry partners.Generate new business through networking, referrals, and strategic partnerships.Provide excellent customer service to enhance client retention and brand reputation. Market & Industry ExpertiseStay informed about interest rate trends, housing market conditions, and financial products.Provide insights and recommendations to clients based on current market analysis.Continuously develop knowledge through industry training and professional development.

California - DFPI

License/Registration #: CA-DFPI333873

Arkansas State Bank Dept

License/Registration #: 333873 approved/inactive

Department of Banking and Securities (DoBS) (Pennsylvania)

License/Registration #: 112309

North Carolina Commissioner of Banks - NC License/Registration #: I-181005

North Carolina Commissioner of Banks - NC License/Registration #: I-181005

Department of Financial Institutions - AZ State

Department of Financial Institutions - AZ License/Registration #: 0948410

Department of Financial Institutions - Kentucky - License # MC70331

Banking & Real Estate

Iowa Division of Banking

License/Registration #: 53086

Department of Financial Institutions - IN License/Registration #: 38888

Department of Financial Institutions - IN License/Registration #: 38888

Department of Financial and Professional Regulation IL License/Registration #: 031.0053403

The Illinois Department of Financial and Professional Regulation License/Registration #: 031.0053403

Division of Financial Regulation (DFR), part of the Department of Consumer and Business Services (DCBS) - OREGON

License/Registration #: None - Approved Active - issued 12/12/2024

Office of the State Bank Commissioner- Kansas - License # LO.0038773

Banking & Real Estate

Office of Financial Institutions - Louisiana License Approved - NMLS 333873

Banking & Real Estate