Fraser McPhate

WORK HISTORY

EDUCATION

SKILLS

ABOUT FRASER MCPHATE

I am lucky in that I love what I do. I have over 30 years experience as an IFA. I am a Chartered IFA, part of the @Fairstone Group, one of the fastest growing financial services companies in the UK. All views are my own.I enjoy helping clients achieve their financial goals and aspirations, such as; succession planning for their businesses, retirement planning so that this is an enjoyable part of life and helping with investment strategies to protect and grow capital or produce tax efficient income. This involves providing a holistic and tailored personal service with a view to developing long term and lasting client relationships.Having sold my business to Fairstone successfully I continue to work with them not only in my role as a Financial Planner but also to help other businesses achieve value and protect clients interests by moving to Fairstone.Selling an IFA business can be difficult and as such I am happy to guide and mentor firms through this process for the benefit of the firm, the clients, staff and principals alike.I am a Fellow of the Society of Financial Advisors and a Chartered Financial Planner.I hold the Certified Financial Planner qualification issued by the Institute of Financial Planning I hold the UK SIP Level 3, IMC, Certificate in Investment Management issued by the UK Society of Investment ProfessionalsCII Qualifications-Financial Planning Certificate (1,2 & 3)G60 (Advanced Pensions)G10 (Taxation & Trusts) with distinctionG20 (Personal Investment Planning)G30 Business Financial Planning)K10 (Retirement Options) with distinctionK20 (Pension Investment Options)H15 (Supervision & Sales Management) with distinctionCF2 (Investment & Risk)CF7 (Lifetime Mortgage Activities)HR1 (Home Reversion Plans)Level 3 Certificate in Equity Release and Mortgage AdviceCF8 (Long Term Care)GR1 (Group Risk)R01 Financial services, regulation and ethicsSpecialties: Retirement Planning, Succession Planning, Individually Tailored Investment Strategies and Providing financial solutions to meet the objectives of high net worth individuals and companies including Tax Planning. I also am able to mentor firms through a sale process to maximise value and protect clients, which can be a daunting exercise