Abraham Ramirez Chavez

About Abraham Ramirez Chavez

I design and lead compliance programs that protect the bank without slowing it down. in my roles as Chief Compliance Officer, Compliance Manager, BSA Officer, CRA Officer, and Security Officer, I deliver measurable results by reducing fraud, strengthening risk management, safeguarding margins, and driving sustainable growth all while ensuring the bank remains fully compliant and regulator-ready.My approach is simple: build smart, efficient controls that become competitive advantages rather than roadblocks.

Experience

1. Compliance Manager

   Westlake Financial

   Jul 2024 — Present · Los Angeles, CA, US

   At the nation\'s largest privately owned finance company, I lead operations built for simplicity, scale, and reliability. During my tenure, I\'ve launched new products and aligned operations, compliance, and risk management to drive rapid, sustainable growth.• Oversee end-to-end operations for new product launches nationwide, partnering with product, technology, and risk teams to establish compliant operating frameworks and controls; generated $25MM in originations within the first year of launch.• Partnered with Banking-as-a-Service (BaaS) institutions operating nationally to ensure consistent compliance across multiple bank partners and federal and state regulators, including OCC, FDIC, CFPB, DFPI, and state agencies, aligning regulatory expectations across jurisdictions. • Led fraud prevention and account-opening controls across new and existing products, reducing and preventing an estimated $4.5MM in fraud losses.• Led compliance cost planning and budgeting for new product initiatives, department-level budgets to support growth while maintaining cost discipline.

Education

• University of Wisconsin-Parkside

  Bachelor of Business Administration - BBA