Fiona MacGregor Millar
Change Risk Oversight Manager, Operational Risk @Virgin Money
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WORK HISTORY
Change Risk Oversight Manager, Operational Risk @Virgin Money
EDUCATION
INSEAD
Executive Education: Design Thinking and Creativity for Business
The Open University
Bachelor’s Degree, Bachelor of Science (Open) - Economics, Environmental Science and Environmental Policy
INSEAD
Executive Education: Leading Organisations in Disruptive Times
SKILLS
ABOUT FIONA MACGREGOR MILLAR
Insight driven senior manager with 15 years’ experience across change, transformation, operations and risk in the first and second lines of defence. I thrive in complex environments, leading continuous improvement, shaping strategy astutely at pace and solving problems with precision. My approach blends curiosity, insight and action to deliver exceptional outcomes. I’m customer centric, data driven and passionate about improvement, elevating operational and risk maturity, bringing clarity, pace and strategic judgement to complex, regulated environments. I blend curiosity with execution rigour to drive meaningful results and consistently deliver high‑impact outcomes that strengthen customer experience, operational performance and organisational resilience.My career spans global financial services, from rapid progression at Barclays to six years leading regulatory and transformation programmes for clients, into senior management at Virgin Money. I’ve delivered transformation across Europe and Asia, shaped operating models and strengthened control environments, working alongside exceptional teams.I transitioned into the second line of defence to deepen my risk expertise and later joined the Retail Operations leadership team on secondment to uplift quality and controls. I chose, with regret, to retain my substantive 2LOD role, a decision shaped by timing rather than fit, and continued to deliver oversight of complex, Board reportable programmes. I’m now ready to step into opportunities where I can influence strategic direction and create long term impact.• Awarded distinction (96%) in Executive Education at INSEAD Business School, which consistently ranks in top 3 business schools globally.• Extensive contribution to delivery of a £multibillion transformation programme.• Managed £multimillion supplier contracts, held accountability for 1,100+ FTE offshore.• Held Senior Manager roles, shortlisted on Talent and Succession plans in multiple functions.• Led project teams of 9 FTE, delivered £10M+ in savings, collaborated on £15M+ cost avoidance.• Presented to Chief Risk, Operating, Commercial, Disruption, and Strategy & Transformation Officers.• Prepared papers, opinions and plans for C-suite -1. Delivered reporting to ExCo and Board.• Drove a 60% uplift in supplier quality within 3 months through targeted performance management.• Consistently rated as A* Exceptional performance grade for consecutive years.• Strategic thinker: Red Type 22 - Reforming Director (Insights Discovery), INTJ (Myers-Briggs), Strategist D–C (Four Temperaments).
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