Favio C.

About Favio C.

Finance professional with a Master of Accountancy in Audit (4.0 GPA) and successful completion of all CPA exams.Currently serving as Senior Lender Performance Engineer at Open Lending, where I analyze portfolio performance, apply GAAP accounting standards, and present financial insights to executive leadership. I specialize in financial analysis, data analytics using SQL and Python, and translating complex data into actionable recommendations.Skilled in advanced Excel, SQL, Python, and financial reporting with strong foundation in GAAP standards (FASB 91, CECL). Experienced in presenting to C-suite executives and collaborating with cross-functional teams.

Experience

1. Senior Lender Performance Engineer

   Open Lending

   Aug 2025 — Present · Austin, TX, US

   Perform on-demand financial analysis for 400+ lender portfolios ranging from $150M to $9B in assets• Apply GAAP standards (FASB 91, CECL) to financial reporting and performance analysis• Build SQL-based tests reducing manual testing time by 90% while improving control detection• Identify material financial reporting issues including $1-4M CECL reserve overstatements• Present findings and remediation recommendations to client CFOs and executive leadership• Conduct benchmarking analysis comparing client operational metrics with industry peers

Education

• Western Governors University

  Master of Science, Data Analytics

• Texas State University

  Master of Accountancy, Auditing

• Texas State University

  Bachelor of Business Administration - BBA, Accounting