Fatma Manaa
Financial Analyst Intern @Biat
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WORK HISTORY
Financial Analyst Intern @Biat
Tunis, TN
Assessed client financials and credit histories to support loan underwriting processes compliant with internal risk policies- Drafted detailed credit proposals while ensuring accurate risk evaluation and due diligence.
EDUCATION
École Supérieure des Sciences Economiques et Commerciales de Tunis
Bachelor's Degree in in Financial and Market Engineering
École Supérieure des Sciences Economiques et Commerciales de Tunis
Master’s Degree in Finance , Financial Markets Practice Specialization
ABOUT FATMA MANAA
Analytical and results-driven finance professional with 4+ years of experience in equity research, financial modeling, and performance analysis across the insurance and reinsurance sectors. Skilled in turning complex financial data into clear, actionable insights that drive strategic decision-making and support sustainable growth. Proficient in DCF, DDM, SOTP and relative valuation methods, advanced forecasting techniques, and comprehensive market and sector analysis.Proven track record using advanced financial tools and platforms: Excel (advanced), Bloomberg Terminal, FactSet, Visible Alpha, Power BI. Adept at collaborating across departments and delivering high-quality, timely analyses within fast-paced, international environments.FMVA® and ESG certified, with solid knowledge of risk management, financial planning & analysis (FP & A), budgeting, forecasting, scenario and sensitivity analysis. Experienced in regulatory compliance (IFRS 17, UCITS, Solvency II). Adaptable, solution-oriented, and a multilingual communicator fluent in Arabic, French, English, and advancing German B2, committed to continuous learning and contributing value to dynamic financial teams.
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