Evona Vasquez

About Evona Vasquez

With decades of experience in finance, I bring a multifaceted skill set honed through analyzing banking, real estate, and business financials. My expertise spans commercial and industrial real estate, distressed assets, litigation, asset-based lending, and cash flow analysis. A lifelong learner, I am committed to continuous skill enhancement across various domains.My leadership skills, team-building abilities, and emotional intelligence have been recognized for their role in fostering collaborative and efficient work environments. Transitioning from corporate finance following a role elimination, I successfully managed my father\'s real estate portfolio during a challenging period before relocating out of state. Now, I am eager to leverage these experiences as a Portfolio Manager in banking.In this role, I excel in analysis, organization, and communication. I conduct comprehensive evaluations of commercial loan requests, providing recommendations grounded in thorough analysis. My proficiency extends to underwriting, approving, monitoring, and ensuring the credit quality of loan portfolios. Building and nurturing client relationships is central to my approach. Additionally, I oversee the procurement and interpretation of due diligence materials, including environmental assessments, appraisals, inspections, and construction analyses.

Experience

1. Portfolio Manager

   Flagstar Bank

   Mar 2024 — Present · Houston, TX, US

   Managing a diverse portfolio of commercial accounts, typically ranging from 15 to 40 relationships- Cultivating and nurturing working relationships with customers and Agent Banks- Preparation of Flagstar Approval Memos, Modifications, and Portfolio Reviews, covering new approvals, renewals, amendments, and other related activities- Collaborating with Relationship Managers to determine appropriate credit structures through comprehensive credit analysis and extensive research on industry and company specifics, while ensuring adherence to all external and internal policies- Gathering and monitoring borrower financial information, such as statements, borrowing base certificates, leases, and guarantor details, and conducting regular testing of loan covenants- Establishing necessary reporting mechanisms and covenant tracking systems for new clients, ensuring accurate loan booking and coding- Undertaking special projects as assigned by management, demonstrating adaptability and versatility- Participation in Credit & Sales Team Meetings, approval Committees, and Deal screening sessions, contributing valuable insights and perspectives- Ensuring strict compliance with federal, state, and local laws and regulations, including completion of all required compliance training- Maintaining a current understanding of Flagstar\'s internal compliance policies and procedures, staying informed about regulatory changes, and actively collaborating with fellow Portfolio Managers to share best practices.

Education

• Northern Illinois University

  Finance

  2003 — 2005

• College of DuPage

  Associate, Arts

  2003