Sunny Wang

About Sunny Wang

I\'m a big believer in things-happen-for-a-reason. Out of billions of people we happened to find each other. Is it coincidence? Either big or small I\'ll have some influence on you.You may or may not see it now or ever but I assure you that me or my message will have a place in your sub-conscious mind forever. That means everyone you\'ve touched, talked to, met, seen has had influence on your thoughts and made you who you are today. Maybe one day this piece of memory will give you the info you need.Why am I telling you this? Why not write a typical profile just focus on how good of a financial advisor I am? Because I wanted to show you how I think. You have the right to know how my thought process works if we\'re going to work together. This can be important when someone is giving guidance on your money. Many financial advisors were trained to think alike only to apply the basic concepts of financial planning. While they\'ve learned the fundamentals of financial planning they\'re missing the biggest part – human psychology. Our life is much more complicated than step 1-2-3. It takes time before we get to know each other. Often enough we don\'t know what we want for ourselves. It\'s my job to help you figure it out. Much like how a therapist works with patients; it takes couple sessions to know why one behaves in such way. From there she/he applies the right solutions. That\'s why I don\'t believe in one-size fits all approach. Everyone is in a unique situation. One\'s financial plan should be tailored to his/her needs and not based on what the products can do for the individual. As an independent financial advisor, I\'ve been helping people for 20 years and educate clients on how to save, grow, protect, and enjoy their money. I\'m not associated with any companies so I don\'t need to meet their quotas nor earn their bonuses. My advice is as unbiased as it gets. Contact me if you\'re looking for an honest, experienced, independent, creative, caring financial advisor. I was featured in a recent issue of Proactive Advisor Magazine, a weekly publication that delivers the latest news and trends in active investment management. http://proactiveadvisormagazine.com/Sunny-Wang

Experience

1. President Principal Financial Advisor

   Essence Wealth & Insurance Services

   Jan 2012 — Present

   Services provided through Essence Wealth & Insurance Services: Comprehensive Financial Planning, Cash Flow Analysis, Asset Management, Insurance Solutions(Life, Health, Disability, Long Term Care, etc), Retirement Planning, Education Funding, Estate Planning, Wealth Management, Self-Funded Pension Plans, IRA Rollover, Tax Reduction Strategies, Pension Plans, Durable Income Strategies, Defined Benefit Plans, Financial Decision Analysis, Alternative Investments(REITs, Hedge Funds, BDCs, Oil & Gas, Private Placements, Equipment Leasing, etc), Risk Management, Executive and Employees Benefits, Special Needs Planning, Business Continuation and Succession Planning, 1031/1033/1035 exchanges, etc.Securities offered through Cambridge Investment Research, Inc. a Broker/Dealer, Member FINRA/SIPC. Investment Advisor Representative, Cambridge Investment Research Advisors, Inc, a Registered Investment Advisor. Cambridge and Essence Wealth & Insurance Services are not affiliated

Education

• San José State University

  BS, Business/Finance

  2001 — 2004

• Foothill College

  AA, Accounting

  1999 — 2001

Skills

• Financial Services
• Investment Strategies
• Alternative Investments
• Portfolio Management
• Financial Advisory
• Fixed Annuities
• Financial Planners
• Investment Advisory
• Series 63
• Retirement
• Strategic Financial Planning
• 401k
• Wealth Accumulation
• Wealth Management
• Small Business
• Employee Benefits
• Life Insurance
• Finance
• Disability Insurance
• Education Planning
• Asset Allocation
• Mutual Funds
• Risk Management
• Strategy
• Iras
• Investments
• Wealth
• Asset Management
• Insurance
• Long-Term Care
• Entrepreneurship
• Term Life Insurance
• Personal Finance
• Retirement Solutions
• Series 7
• Securities
• Estate Planning
• Financial Planning
• Financial Advisor
• Retirement Planning