Rafael Espinosa Aranda

About Rafael Espinosa Aranda

Global Growth & Marketing Executive with 15+ years of experience scaling fintech, payments, and technology businesses. Proven track record in driving revenue acceleration through pricing strategy, go-to-market execution, customer acquisition, and market expansion. Skilled at turning data-driven insights into growth strategies that boost profitability, strengthen retention, and maximize CLTV.

Experience

1. Head of Growth

   Chipper Cash

   Sep 2025 — Present · Washington, DC, US

   Lead the Global Growth organization overseeing Pricing, Revenue, Marketing, and Business Intelligence for multiple financial products including Cross-Border Payments, Crypto, and Cards, serving millions of customers globally- Driving Growth and Profitability: Achieved triple-digit MoM revenue growth for +30 consecutive months by optimizing the commercial strategy at customer and market levels, transforming Gross Margin from severe losses to breakeven and enabling sustainable growth- Growth Leadership: Lead Chipper Cash’s marketing and growth strategy across multiple markets, driving improvements in conversion, retention, CLTV, and overall unit economics through data-driven decision-making and cross-functional collaboration- C-Suite Engagement: Partner with C-Suite executives and cross-functional leaders in Finance, Product, Marketing, and Engineering to shape organizational strategies, commercial alliances, align goals, and drive decision-making- Regional Market Analysis: Conduct macro and microeconomic analyses to assess risks and opportunities in key markets, ensuring the organization remains agile and competitive- Team Leadership: Lead the Global Growth organization, including the Pricing, Marketing and BI teams- Profitability Projects: Successfully renegotiated contracts with liquidity providers and financial institutions, introduced industry-aligned pricing mechanisms, and developed cutting-edge pricing and analytics tools.

Education

• Durham University

  Master of Science in Economics, Econometrics and Quantitative Economics

• Universidad Iberoamericana, Ciudad de México

  Bachelor of Arts in Economics, Economics

• United Nations

  NHSMUN, Economics and Finance

Skills

• Elaboración De Modelos Financieros
• Econometrics
• Trabajo En Equipo
• Análisis De Datos
• Forecasting
• Consultoría
• Financial Analysis
• Análisis Financiero
• Estrategia
• Oil
• Microsoft Office
• Transfer Pricing
• Finanzas
• International Trade
• Consulting
• Financial Modeling
• Liderazgo De Equipos
• Valuation
• Gas
• Fx
• Economía
• Econometría
• Mergers & Acquisitions
• Economics
• Microsoft Excel
• Negociación
• Planificación Estratégica