Ernest Diaz

Attorney @U.S. Small Business Administration

Jacksonville, FL, US

Duties run parallel to financial/legal review and legal drafting for commercial lending at commercial banks. Researching and providing interpretation of the Emergency Income Disaster Loan program\'s laws, regulations, policies, and standard operating procedures to provide guidance and support to program managers and loan officers. Analyzing real estate title. Reviewing draft loan authorizations for all loans and for cases involving non-routine conditions. Ensuring loan application compliance with legal requirements, eligibility, capacity, and the authority of the borrowers to incur debt. Determining the validity of proposed pledges of collateral. Using computer based systems to determine if all needed loan closing documents were received and providing necessary instructions for proper creation of documents by others (Rapid CRM, Dynamics CRM, MS Office). Addressing inquiries and concerns of borrowers and their authorized representatives regarding legal issues and requirements of closing and the legal basis of various terms, conditions and collateral requirements. Responding to a variety of customer inquiries by providing information to internal and/or external customers. Performing legal research of federal regulations, federal laws, and legal databases. Saving the Federal Government, to date, over $3.5 million by detecting fraudulent loan/grant applications. Mentored and trained four attorney case managers across two teams in 20••••22.

Lee University

Bachelor of Science (B.S.)

Northern Illinois University

Master of Business Administration (M.B.A.)

Northern Illinois University

Juris Doctor