Erik Golikov
Senior Product Manager - Lending (B2c) @N26 Group
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WORK HISTORY
Senior Product Manager - Lending (B2c) @N26 Group
Berlin, DE
Owning “Collections” domain in Lending segment, defined end-to-end recovery strategy across a €280M loan portfolio (~150K users) spanning product, credit risk, and operations• Defined collections strategy across key levers (recovery speed, repayment adoption, segmentation); partnered with data science, risk, and engineering• Designed A/B tests to increase repayment plan uptake and launched first ML-based segmentation for written-off customers, enabling targeted recovery strategies• Delivered €3.1M incremental revenue
EDUCATION
The London School of Economics and Political Science (LSE)
Master of Science, Economic History
The London School of Economics and Political Science (LSE)
Bachelor of Science, Economics and Economic History
ABOUT ERIK GOLIKOV
As a senior product manager with 6 years experience and a passion for product led growth, I am seeking a stable and challenging role where I can apply my skills and expertise to drive growth and make a meaningful impact. Given the limited pension options in Germany, I built an automated webshop alongside my primary professional role for an additional source of income. I have a track record of driving sales growth (e.g. 3x in 7 months) and increasing customer satisfaction (at 95% 5-Star ratings). With 4 SEO certifications and extensive keyword research, I have achieved first-page rankings for high-converting keywords and optimized campaigns for maximum impact. I excel at data analysis and have used GA insights to improve UX, increase quality of traffic, and identify opportunities to expand product portfolios. My product management skills helped me launch products, track metrics, and lead a team successfully. Additionally, I am passionate about sustainability and have implemented initiatives that have planted trees and removed +633kg of plastic from rivers.Specialties: e-commerce, product ownership, product manager, entrepreneur, software product management, agile product development, Scrum, Kanban, Scrumban, crypto, crypto currency, bitcoin, ethereum, tokens, tokenization, Confluence, financial technology (FinTech), banking, deposit solutions, current accounts, savings accounts, SaaS and Mortal Kombat.
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