Erik Kaplan

About Erik Kaplan

Erik Kaplan is the owner and founder of THD Credit Consulting, a company that provides credit repair and financial education services to clients across the country. He has been in the personal finance industry for over 25 years, starting as a mortgage banker and then transitioning to credit consulting in 2006.With his team of certified credit consultants, Erik helps clients understand their credit rights, delete negative and inaccurate items from their credit reports, and raise their credit scores to obtain the best possible interest rates on loans. He also educates clients on how to maintain their credit health and avoid future pitfalls. Erik\'s mission is to make a positive difference in his clients\' lives by helping them achieve their financial goals and relieve stress caused by credit issues. He takes great pride in his work and his results, which are fully legal and compliant with state and federal laws.

Experience

1. Owner

   Thd Credit Consulting

   May 2006 — Present

   Why live with bad credit when your credit reports can be cleaned up in as little as 45 days? Our team of Certified Credit Consultants can help you rebuild your credit, settle debt and provide you with the knowledge to ensure that you maintain it for the rest of your life.With our experience, we can help by- Improving Credit Reports: Deleting negative, obsolete, inaccurate and duplicate items on credit reports. Average results range from 40%- 80% within 35 to 45 days, however we have had results as high as 100%(this is done legally by using your credit rights by Federal Law, ie: FCRA, FDCPA)- Improving Credit Scores: Using various legal techniques such as disputing items with credit reporting agencies, negotiating items, paying down on some items, closing some accounts, etc- Debt Settlement: We help settle credit card debt, home equity lines of credit, collection accounts and charged off accounts. In most cases we can save you up to 75-80% on the amount that was owed and stop all the harassing phone calls-Education: We teach our clients how to obtain, understand and read credit reports; educate clients on credit, debt, and their finances so they won’t be in the same situation again; how to negotiate interest rates down; and provide useful money management strategies.We are very passionate about helping people learn more about their credit, debt and finances. Our services are fully legal (we follow the state and federal laws) and will not deviate from them!

Skills

• Credit
• Loans
• Mortgage Lending
• Finance
• Debt Settlement
• Mortgage Underwriting
• Customer Service
• Marketing Strategy
• Microsoft Office
• Sales Management
• Accounting
• Mortgage Banking
• Financial Services
• Financial Analysis
• Microsoft Excel
• Financial Planning
• Leadership
• Credit Cards
• Relationship Management
• Credit Risk
• Risk Management
• Retail Banking