Erik Christensen
Credit Analyst i @Heritage Bank Of Nevada, Division Of Glacier Bank
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WORK HISTORY
Credit Analyst i @Heritage Bank Of Nevada, Division Of Glacier Bank
Reno, NV, US
Underwrite new and renewing commercial loan requests, including commercial real estate, construction, commercial and industrial, and SBA 504 loans.Spread and analyze financial statements and tax returns, and complete financial charts.Review loan packages for proper structure, accurate financial analysis, adequate collateral, appropriate risk rating, covenants, and approval conditions.Support loan officers with closings, portfolio management, annual finance reviews, and problem loan reporting.
EDUCATION
The University of Kansas
Bachelor of Arts (BA), Linguistics
The Ohio State University
Master of Arts (MA), Japanese Linguistics
Johnson & Wales University
Master of Business Administration - MBA, Finance, General
ABOUT ERIK CHRISTENSEN
Commercial Loan Credit Analyst. Previously held a position as a Supply Chain Project Manager for Waste Management in Reno. I\'ve worked in the Purchasing department for a Japanese Battery Manufacturer that supplies Tesla Inc. I also have experience teaching a foreign language (Japanese) at the university level as well as conducting linguistic research in both the United States and Japan. I have experience with data collection and data analysis for the purpose of experimental research. I possess the ability to critically analyze data, have experience working with diverse populations, and am familiar with data input and document filing as well as other clerical duties. I plan to dedicate myself to meet the interests and goals of the company, its clients, and the position itself to which I am chosen. In order to reach our common goal(s), I am willing to• Participate in continuous improvement opportunities to increase my business acumen.• Obtain certifications and designations applicable to my industry.• Learn from my superiors and collaborate with a variety of different people.
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