Eric Franson

About Eric Franson

In the dynamic world of mortgage banking and capital markets, my guiding principle has always been to merge meticulous analysis with a visionary approach to navigate the ever-evolving financial landscape. This philosophy has not only fueled my passion for financial innovation but also driven my commitment to excellence in every facet of my career. From leading teams to optimizing processes, my aim is to exceed expectations and deliver results that matter.I am eager to bring my wealth of experience and passion for financial excellence to your team, aiming to drive strategic growth, optimize operations, and exceed customer expectations. My goal is to collaborate with forward-thinking organizations where I can contribute to shaping the future of financial services through innovation, leadership, and a relentless pursuit of excellence. Let’s connect to discuss how I can add value to your organization and together, achieve new milestones in the financial industry.

Experience

1. Vice President of Capital Markets

   Genway Home Mortgage

   Jun 2024 — Present · Frisco, TX, US

   Lead the Correspondent and Wholesale secondary activities and initiatives, working closely with EVP of Capital Markets and Executive team to create and implement pricing and hedging strategies• Provide functional oversight for the lock desk, quality control, post-closing, and investor delivery teams. • Perform mortgage pipeline and interest rate risk management including hedging, to minimize market interest rate exposure• Establish daily secondary market pricing for saleable products and work closely with other leadership to establish product pricing. Monitor pricing for competitive positioning taking advantage of investor price moves and owning the product and pricing eligibility engines• Develop and manage secondary market investor trading relationships. Develop awareness for capital markets issues and trends that will impact sale execution. Maximize profitability within established guidelines through best execution analysis and choice of investor delivery methods• Ensure quick & accurate file delivery to investors/GSEs to minimize warehouse dwell time• Ensure daily Correspondent and Wholesale rates are provided timely and accurately to our PPE, Optimal Blue• Ensure data integrity of lock confirmations in Encompass, including price, trade and pooling for loan sales• Domain expert for Compass Analytics Buy-Side (CompassDirect) and Sell-Side (CompassPoint) platforms• Oversee an offshore lock desk team, monitoring KPIs, ensuring consistency, accuracy and timely task completion• Work closely with internal risk, compliance, and other departments to ensure company standards are met

Skills

• Financial Risk
• Credit
• Credit Risk
• Credit Analysis
• Portfolio Management
• Loans
• Va Loans
• Mortgage Lending
• Underwriting
• Loan Origination
• Mortgage Banking
• Banking
• Risk Management
• Management
• Finance