Eric Zarak

Head of Lending Products | PNC Private Bank | Driving Strategic Financing & Liquidity for High-Net-Worth Families

Role
Head of Lending Products Pnc Private Bank at PNC
Location
Fargo, ND, US
LinkedIn followers
500 followers

About Eric Zarak

A passionate, solutions minded, and collaborate banking professional with over 23 years of experience in product management, sales development, credit and lending, and business transformation. Develops and executes strategic initiatives to increase sales production and revenue. Implements process improvements to improve speed to market and client experience.Specialties: Securities Based Lending (SBL), Consumer Credit, Custom Credit, Wealth Management and Ultra-High Net Worth. End-to-end product expertise including development, implementation, process, pricing and promotion.

Experience

  1. Head of Lending Products Pnc Private Bank

    PNC

    Jan 2026 — Present

    As Head of Lending Products for PNC Private Bank, I lead the strategy, development, and delivery of a comprehensive suite of tailored lending solutions for high-net-worth and ultra-high-net-worth clients. This includes residential real estate financing, securities-based lines of credit (SBL), home equity options, and specialized/custom credit structures to support liquidity, wealth preservation, and growth objectives.With a focus on bespoke, relationship-driven banking, my team designs and scales consumer lending offerings that align with clients\' sophisticated financial needs-providing preferred pricing, flexible terms, and seamless integration with broader wealth management, investment, and trust services.Passionate about driving innovation in private banking credit while prioritizing risk excellence, client outcomes, and regulatory compliance. Proud to contribute to PNC\'s commitment to simplifying wealth complexities and delivering confidence to affluent individuals, families, and business owners.Let\'s connect if you\'re in private banking, wealth management, fintech lending, or credit strategy.

Education

  • UW Foster School of Business

    Executive Leadership Certificate

  • North Dakota State University

    Bachelor of Science (BS), Business Administration

  • Pacific Coast Banking School

    Graduate School of Banking

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Eric Zarak — Head of Lending Products Pnc Private Bank at PNC in Fargo, ND, US | Unifers