Eric Scott

Mortgage Loan Originator @The Mortgage Calculator

Chandler, AZ, US

Manages non delegated correspondent and brokered loan portfolio; including credit quality, credit approval, operations process, and profitability. This also includes maturities/extensions, delinquencies, and tickler items.• Manages construction loans, including inspection and lien waiver requirements.• Direct all advertising, public relations, and marketing for business development. This may include coordination and/or creation of print and other advertisements, product awareness campaigns, and the like.• Direct, manage, and coordinate all aspects of each individual loan from application to closing, including all communications with the customer and the supervision of loan personnel.• Collects and analyzes information regarding customer\'s income, assets, investments or debts; determining which financial product best meet the customer\'s needs and financial circumstances; advising the customer regarding the advantages and disadvantages of various financial products and credit options; and marketing, servicing or promoting financial products • Generate leads and develop referral networks to locate prospective customers.• Counsel and pre-qualify potential customers, including the obtaining of complete and accurate loan application information, analyzing such information, and advising customers regarding all aspects of the loan process, feasibility of granting loan and alternative financial products available.• Collect and confirm the accuracy of all necessary supporting loan documentation, including credit histories, financial statements along with the appropriate fee and lock-in information, and ensure all loans conform to all applicable terms and guidelines.• Obtain pricing, secure and lock precise loan terms, and effectively communicate loan details and terms with clients; review HUD-1 for accuracy prior to closing.• Responsible for researching products and underwriting guidelines; stay informed of market trends, new loan types/products, and developments

Eastern Michigan University

Finance, General

Eastern Michigan University

Finance

Wayne State University

Political Science