Emma Black
Chief Executive Officer Co-founder @Cascade Cash Management
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WORK HISTORY
Chief Executive Officer Co-founder @Cascade Cash Management
GB
As CEO & Co-Founder of Cascade Cash Management, I lead a team dedicated to transforming the way high-net-worth clients and professional advisers manage their cash savings. Cascade combines the best of technology and personal service to deliver- Maximised returns by securing access to market-leading savings rates- Reduced risk through optimisation of FSCS protection across multiple institutions- Efficiency and transparency via our unique online platform- Personal support from experts who simplify savings administration.Since launching Cascade, I’ve driven the business from start-up to a nationally recognised cash management service. Today, Cascade is trusted by clients, professional advisers and charities to manage hundreds of millions in savings, saving them time, hassle and risk while delivering better outcomes.As CEO, my role spans strategy, growth, partnerships and leadership - ensuring we continually innovate to meet client needs while building a sustainable, values-driven business.
SKILLS
ABOUT EMMA BLACK
I am the Founder of Cascade Cash Management and GB Bank, driving innovation at the intersection of finance, technology, and leadership. My work is centred on helping high-net-worth clients and professional advisers maximise cash returns, save time, reduce risk, and achieve sustainable growth.Alongside entrepreneurship, I serve as Regional President for the CISI North East Committee, supporting professional standards across financial services. I’ve also participated in Vistage, strengthening my leadership skills in collaboration with global business peers.What drives me today is a passion for impactful leadership — empowering teams, building long-term client value, and contributing to positive change in financial services and beyond.My perspective is enriched by a strong academic foundation: I hold a PhD in Behavioural Finance, and I am the author of Get Britain Saving, presented in Parliament to influence the UK’s approach to savings. Earlier in my career, I was a lecturer at several Russell Group universities and Deputy Director of Postgraduate Programmes at Newcastle University Business School, shaping the next generation of business leaders. Areas of focus:FinTech & Banking InnovationCash Savings SolutionsBehavioural Finance & Client OutcomesLeadership, Education & Sustainable GrowthAlways open to conversations about innovation, collaboration, and creating lasting impact in finance.
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