Emma L Chicas

Consumer Lending Underwriting Manager @Wellby Financial

Leading and overseeing consumer lending underwriters, and managing the home equity and home improvement loan processes.Empowering team members, promoting growth and innovative ideas while focusing on KPI\'s.Optimizing performance along with their productivity to meet end goals, and exceed loan volume expectations.Part of the Culture Committee, and Culture Champions Steering CommitteeCollaborate with Training, Retail, Processing and Sales TeamsCreate processes to streamline application workflowAnalyse credit data to impact adequate guidelines Assist with internal audits and quality assuranceMonitor production and review delinquenciesCreate fraud prevention procedures Recommend strategies for campaigns, and machine learning risk tolerances.Conduct all hiring within the department.