Ellen Falbo
Chief Credit Officer @Possible
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WORK HISTORY
Chief Credit Officer @Possible
EDUCATION
USC Marshall School of Business
BS, Business Administration
University of Southern California
BA, chemistry
Duke University - The Fuqua School of Business
MBA
SKILLS
ABOUT ELLEN FALBO
An experienced executive in consumer credit and analytics, with over 20 years of experience in Financial Services across a variety of business units and functions, I have particular expertise in credit risk management and portfolio analytics, new product development and customer segmentation, and developing and executing multi-channel, highly analytical marketing strategies. • Skilled in bringing an integrated approach to targeting, marketing, underwriting, and financial strategy. • Deep experience in national scale data mining, statistical tools, portfolio analytics and direct marketing. • Demonstrated leadership in fast-growth environment; able to lead diverse cross-functional and direct teams • Proven track record in developing and recruiting talent.Specialties: Quantitative and qualitative analysis combined with strategic decision making. Applied in multiple spaces;Consumer lending: development credit policy and underwriting strategy, new product development and product maintenance, market segmentation, internet and direct mail marketing strategy, and consumer products valuation and modelingCredit Risk Management: governance and oversight as well as loss and allowance forecasting, portfolio analysis and optimization
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