Elgin Smith
Senior Business Advisor/Capital Strategist/Certified Google AI / Newo. AI Partner/TaxLens.AI Partner/Independent Sales Representative
- Role
- Senior Business Advisor at Rok Financial
- Location
- Lexington, KY, US
- LinkedIn followers
- 500 followers
About Elgin Smith
As a Senior Business Advisor/Capital Strategist my primary role is to assist entrepreneurs on their journey throughout commercial funding. We work with business applying for as little a to and are able to help in ANY stage of business.We specialize in working capital solutions, and take marketplace approach to help meet the needs of the business owners we work with. With 75+ lenders and banks on our platform, years of industry experience, and thousands of 5 star reviews it is no wonder why CPA\'s, Bankers, Consultants, Brokers, and SBA Providers align themselves with us. Working with all industries, NO minimum FICO credit score and lending in all 50 states ROK suite of products and services are EXACTLY the right mix to meet the needs of the ever changing lives of small business owners. Some of the top products are*Business line of Credit*Term Loan*SBA Loan (7a)*Equipment Finance and Leasing*Factoring*A/R Line of Credit as banks continue to tighten their guidelines it is out mix of products and industry experience that entrepreneurs use to help guide them through obtaining funding outside of their traditional bank.100% of our business is referral based, we work with Business Bankers, SBA Lenders, CPA\'s etc to extend the products on our platform to their customers. From our digital application through online loan checkout programs our process is made for business owners to keep working on their business and not focused on commercial lending.
Experience
Senior Business Advisor
Feb 2026 — Present · Lexington, KY, US
Managed commercial business lending, SBA loans, and equipment financing at ROK Financial. • Developed business line of credit and merchant cash advance solutions to support client needs. • Achieved a loan approvals through strategic financial analysis and risk assessment.
Education
Kentucky State University
Associate's degree, Drafting and Design Technology/Technician, General
1990 — 1997
Kentucky State University
Bachelor's degree, Retail Marketing
1990 — 1997
Skills
- Microsoft Word
- Team Leadership
- Inventory Management
- Coaching
- Leadership
- Leadership Development
- Account Management
- Budgets
- Community Outreach
- Program Management
- Public Speaking
- Photoshop
- Management
- Team Building
- Sales Management
- Retail
- Customer Service
- Training
- Outlook
- Microsoft Office
- Sales
- Marketing Strategy
- Research
- Powerpoint
- Microsoft Excel
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