Yasser Elghribi

Corporate Credit Analyst @Volkswagen Financial Services | France

Ville de Paris, FR

Performed in-depth financial analysis of corporate clients, evaluating balance sheets, income statements, and consolidated financial statements to assess financial health and risk exposure according to client applications• Prepared compelling credit committee supporting materials for requests exceeding €1 million and up to €81 million, ensuring delivery within 2–3 days and producing on average 2 presentations monthly• Presented and defended credit applications to senior management based in France and Germany, in close collaboration with cross-functional teams to discuss decisions on loan applications and guarantees• Assigned internal ratings, monitored portfolios in collaboration with Key Account Managers and conducted annual credit line due diligence to effectively mitigate credit risks and ensure compliance• Provided recommendations to the sales department, held meetings with CFOs to gather detailed insights ensuring decisions were made in a timely manner for requests under €1 million, handling on average at least 3 to 5 weekly• Collaborated closely with cross-functional teams and actively contributed to discussions and collective decision-making regarding loan applications and associated guarantees