Elena Pranaityte-Garcia

Elena Pranaityte-Garcia

Commissioned Compliance Examiner @Consumer Financial Protection Bureau

New York, NY, US
MOBILE NUMBERS
+12•••••••16

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WORK HISTORY

Mar 2017 — Present

Commissioned Compliance Examiner @Consumer Financial Protection Bureau

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New York, NY, US

Lead examinations for straightforward to complex depository financial institutions ($10B+) and non-depository consumer financial services companies.• Develop and implement supervision plans, ensuring compliance with Federal laws and regulations.• Serve as Advisor to Examiners-in-Charge, managing examination teams and collaborating with senior management to develop corrective action plans.• Evaluate compliance programs, audit procedures, staff expertise, policies and procedures, and training across regulated entities.• Conduct risk assessment reviews and ensure absence of unfair, deceptive, or abusive practices.• Communicate examination findings to senior management and Boards of Directors, providing recommendations for corrective actions.• Assist in the preparation of examination reports and presentations to the CFPB.• Maintain thorough knowledge and ensure adherence of Federal regulations and laws, such as but not limited to ECOA, TILA, HMDA, RESPA, EFTA, UDAAP.

EDUCATION

2004 — 2008

University of Illinois Chicago

Bachelor of Business Science - BBS, Finance, General

2010 — 2011

Keller Graduate School of Management of DeVry University

Master of Business Administration (MBA), Business Administration and Management, General

ABOUT ELENA PRANAITYTE-GARCIA

Accomplished compliance and risk management professional with 15+ years of experience spanning regulatory supervision and financial services leadership. As a Commissioned Compliance Examiner at the CFPB, I oversee examinations of depository and non-depository institutions, develop compliance strategies, and evaluate risk management programs to ensure adherence to Federal laws including ECOA, TILA, HMDA, RESPA, EFTA, UDAAP, Dodd-Frank, and the SAFE Act. Previously, as Vice President at JPMorgan Chase and Assistant Vice President at PNC Bank, I led branch operations with a strong focus on compliance, risk mitigation, audit readiness, and team development. Recognized for fostering a culture of integrity and accountability, I consistently balance operational soundness, regulatory compliance, and business growth.

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