Elaine Zefanya Qwp.
Business Director @Manulife Indonesia (PT Asuransi Jiwa Manulife Indonesia)
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WORK HISTORY
Business Director @Manulife Indonesia (PT Asuransi Jiwa Manulife Indonesia)
Surabaya, ID
EDUCATION
SMK negeri 1 Samarinda
Non
ABOUT ELAINE ZEFANYA QWP.
I help families and businesses build financial security through strategic life insurance planning, legacy design, and pension solutions. With over 20 years of experience in the life insurance and financial services industry, I specialize in guiding families to protect their income and future, while supporting companies in developing compliant and tax-efficient pension programs that align with OJK and DJP regulations. I believe that financial protection is not optional—it’s essential. Whether it\'s securing your family\'s future or strengthening employee loyalty and cash flow through pension planning, I provide trusted strategies tailored to your long-term goals. Let’s build peace of mind and sustainable impact—together.
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