Eduardo J. Ramos

About Eduardo J. Ramos

Eduardo is a seasoned global executive with over thirty years of experience in the financial services industry across various disciplines, including audit and risk management, corporate governance, regulatory compliance, credit, and banking operations. He has operated in leadership roles in both the U.S. and Latin America, and has deep experience leading departmental strategy and operations and overseeing high-performing, geographically dispersed teams.Eduardo regularly participates in various Board of Directors committees and is responsible for reporting on significant matters, including risks identified and recommendations made. In his current role as Chief Audit Executive, Eduardo effectively partners with the business, senior management, the Board, and regulatory agencies to promote strong governance and risk management in line with enterprise business strategies.Outside of his professional roles, Eduardo is an advocate for minority outreach and development and has been recognized for his dedication to non-profit community development organizations. He is an active executive sponsor of a Hispanic and Latino employee diversity network.

Experience

1. Chief Audit Executive

   SoFi

   Jan 2021 — Present

   Lead the Internal Audit Division in providing independent and strategic leadership on internal and external audit, enterprise risk management, and compliance matters, to the Company’s Board of Directors and to Executive Management.As the audit, risk and compliance executive liaison to the Board of Directors (for both the parent and subsidiary banks), present to the Board on the trending of audit and risk management results, significant matters identified, and the state of the Company’s risk management framework, internal control and compliance environment. In addition, maintain a strong working relationships with prudential regulatory and supervisory institutions, including the FRB, OCC, FDIC and CFB. Dedicated leadership, to ensure improved regulatory reliance, trust, and confidence in IA’s work, which has contributed to sustained improvements to the Company’s risk management framework.

Education

• Boston University

  Master of Arts (M.A.), Finance

• The Wharton School

  Advanced Executive Management Program

• University of South Florida

  Bachelor of Arts (B.A.), Political Science and Business Administration

• ABA Stonier Graduate School of Banking

  Master of Arts (M.A.), Banking

Skills

• Financial Risk
• Change Management
• Credit Risk
• Financial Services
• Corporate Finance
• Banking
• Risk Management
• Financial Analysis
• Strategy