Edward Carpenter

About Edward Carpenter

Medicare sales and client relationships 15y* Employee Benefits Specialist (all Insurance and investments) 12y* Annuity Expert 27y* Financial Wholesaler In/Out 8y* Account Manager - Insurance & Securities 35y* Compliance - Insurance & Securities 9y* Investment Advisor and Registered Representative 35y* P&C Mgr 4y* Seminar preparation and delivery. 35y I was Series 6 licensed in 1991 and had $10MM in AUM by the time I earned my Series 7 in 1996, many at $25. per month investments. I then went on to be a Stockbroker for 2 years (before internet access) generating about $20MM in new AUM. I entered the Bank environment as an Investment Advisor in 1998, beginning with 14 branches in South MI and $0 previous assets. After the first 2 years, I had $8MM in new investment assets and was awarded Financial Advisor of the year for 100+ branches (Cetera) for I was then promoted to a VP Regional position, caring for 9 states. AUM for those 9 states increased 150% before ING bought out Reliastar,(previous Cetera) and ING eliminated Reliastar’s team. Afterward, I became an OSJ VP for the Financial Services Division of GE Capital, managing and recruiting Series 7 CPA’s. Having attained 12 new CPA’s and an increase of 80% AUM, again 10 months later, Jack Welch personally ended our division. I then built an Annuity Platform for National City Bank, that included the recruiting, training, and oversight of 440 new insurance licensed bankers over 4 states, and taking the annuity AUM from a growth of $600k per year to $12MM per month! This accomplishment was one of the reasons National City Bank sold to PNC Bank in 2008.In addition to items hard to decipher on a one or two page Resume, I held the positions of Inside Wholesaler for several years, another 3 years as a financial institution Financial Advisor with WAMU and BBVA, a S24 Compliance position for ING, management positions in the investment divisions of Allstate and Farmers, and currently (9 year tenure) a remote Managing Principal for 36 S7 Reps for a boutique B/D in AZ, though now, I’ve only hit the highlights! I founded a seafood company from $51 per week in unemployment checks, that grossed over $4MM in sales, by the time I was age 23. I have never had a complaint or even an allegation in nearly 35 years, insurance or investments. I’ve personally generated over $50MM in new assets, have recruited over individuals, and have managed FA’s and Insurance Advisors for over $1B in assets Most of all, however, my philosophy has always been to treat the client’s assets as if they were my own.

Experience

1. Independent Licensed Advisor at Humana

   Humana

   Sep 2022 — Present · FL, US

   Independently offering Medicare and financial services from a much broader range of carriers, under the Humana umbrella, than when captive before.

Education

• ABC Technical Institute

  Associate's Degree, Environmental Technology

  1988 — 1990

• Whatcom Community College

  Business Administration and Management, General

• FINRA and Dept. of Insurance

  Life, Health, Disability, Property, Casualty, Series 7, 24, and 66 active. Series 4 nearly complete, Financial Planning and Services

  1990

• Whatcom Community College

  95 Credits, Business and Real Estate

  1979 — 1985

Skills

• Disability Insurance
• Unit Investment Trusts
• Seminars
• Strategic Planning
• Management
• Team Building
• Recruiting
• Annuities
• Retirement
• Strategic Financial Planning
• Training & Development
• Financial Advisory
• Osj
• Investments
• Employee Benefits
• Executive Management
• Business Planning
• Series 7
• Life Insurance
• Finance
• Sales Process
• Mutual Funds
• Risk Management
• Sales
• Financial Planners
• Wholesale
• Leadership
• Training
• Public Speaking
• Estate Planning
• Insurance
• Direct Sales
• Full-Cycle Recruiting
• Fixed Annuities
• Stocks
• Wholesaling
• Sales Management
• Iras
• Insurance Planning
• Regional Managers