Dwayne Bryant

About Dwayne Bryant

Experienced Business Development Professional with a demonstrated history of success in…

Experience

1. Senior Underwriter

   Carolina Small Business Development Fund

   Dec 2022 — Present · Raleigh, NC, US

   Perform credit investigation and analyze pre-underwriting commercial loan package information within 24/36 hours-Perform initial analyses and prepare written Credit Approval Documents for submission to team lead, within five business days of the loan application requests, for approval-Prepare, review and analyze the creditworthiness of all commercial loan originations and renewals by spreading company and personal financial statements into CSBDF approved software-Manage loan application requests assigned that involve significant amounts of loan screening and analysis-Conduct thorough, comprehensive business and organizational analysis to form a deep, broad, accurate and up-to-date understanding of that business’s health, capacity and capability to appropriately utilize and fully repay its loan in a timely manner-When applicable, prepare loan recommendation packages for submission to appropriate approving channel. Packages may be associated with guarantee programs-Review third-party valuation reports, e.g, real estate appraisals, environmental assessments, business valuations, for accuracy and acceptance within 48 hours-Assists with loan review analysis of lending portfolio and the establishment of annual review and follow-up mechanisms to best service loan accounts-Tests financial covenant compliance of existing borrowing relationships and prepare Covenant Compliance Review reports with findings-Perform other duties as assigned by the UD-Underwriter will work with BDO team to prepare loan packages and coordinate support for client if needed-Analyze and adjudicate loan applications to assist Business Solutions team with negotiating loan terms, balancing the customers’ needs with CSBDF’s risk profile, growth and earnings goals-Assist in protecting CSBDF’s assets by providing the necessary analysis and recommendation that leads to sound credit decisions.

Education

• Full Sail University

  Master of Business Administration - MBA, Public Relations/Image Management

  2018 — 2019

• Florida Agricultural and Mechanical University

  Bachelor's degree, Criminal Justice and Corrections

  2011 — 2016

• Full Sail University

  Master of Business Administration - MBA, Finance and Financial Management Services