Rani Joseph Palatty

Experience

1. Credit Analyst

   Crisil

   Jul 2023 — Present · Mumbai, IN

   Support global Credit Analyst(s) in analysing the performance of a portfolio of structured financetransactions, and in responding to credit events• Assist global Credit Analyst(s) in cash flow analysis, including for complex deals• Analyse industry dynamics and regulatory trends• Prepare internal credit research reports and notes. Assist global Credit Analysts in preparingpublishable credit reports.• Model and regularly maintain structured finance deals (RMBS, ABS, CMBS, etc. across regions)using proprietary platforms; ensure the correctness of the cash flows. Modelling.• Writing appropriate conditions & payments structure in the tool needed to generate therequired output and make it ready for investors• Model maintenance involves regular testing and validation of models based on the most recent• reports, statements published by issuers, servicers, understanding payment structures and• revising the model to be in sync with expected outcome • Stay abreast of the latest developments in the structured finance market and understand / be able to comment on their potential impact • Create and maintain base level training, process manuals and documentation to ensure smooth• execution of tasks• Adopt the defined processes in day-to-day execution of assignments and Identify process improvement avenues and identify value added work• Ensure that new knowledge gained is retained and documented through operating manuals• Work with other teams and suggest methods to make the current process more efficient• Strictly practice and follow all Compliance, Confidentiality, and Information Security Policies, Procedures and Guidelines of the Organization.• Build and maintain relationships with international clients• Set expectations with clients regarding scope of work, timelines, etc. For routine tasks