Balaji Krishnamurthy

Executive Vice President Head - Fraud Risk Management @Jana Small Finance Bank

Chennai, TN, IN
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WORK HISTORY

Jun 2025 — Present

Executive Vice President Head - Fraud Risk Management @Jana Small Finance Bank

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EDUCATION

2021

Indian Institute of Management, Lucknow

Executive Programme in Fintech, Banking and Applied Risk Management, Risk Management

1995 — 1997

Nagpur University

M B A, Finance

2011 — 2011

Indian Institute of Banking and Finance

Certificate in SME for Bankers, SME funding

1991 — 1994

Sri Sathya Sai Institute of Higher Learning

B.Com, Commerce, Economics, Accounts

N/A

Xaviers Institute of Business Management Studies

Doctorate in Management Studies, Banking Management

2012 — 2012

Indian Institute of Foreign Trade

Certified export consultant

N/A

Moody's Analytics

Certificate in Credit Skills for Bankers -SME Lending, Credit Management

N/A

SSS Sector 4 , Bhilai

Class XII, Commerce

2019 — 2019

Institute for Development and Research in Banking Technology (IDRBT)

Certificate programme in IT and Cyber Security for Senior Management, IT and cyber security

N/A

Indian Institute of Banking and Finance

CAIIB, Accountancy, finance, law

ABOUT BALAJI KRISHNAMURTHY

Dynamic banking leader with over 25 years of experience across Credit and Risk Management. Having held senior leadership roles including Credit Head and currently serving as Head – Fraud Risk Management at Jana Small Finance Bank Ltd, I bring deep expertise in enterprise risk oversight, credit strategy, and institutional governance.I have successfully led large cross-functional teams to drive strong AUM growth while strengthening credit underwriting frameworks, fraud risk controls, and operational resilience. My experience spans strategic planning, portfolio quality management, policy formulation, and digital transformation in rapidly evolving banking environments.Recognized with the CEO Star Performer Award for innovation and leadership, I am committed to building resilient and future-ready financial institutions through strong governance, risk discipline, and stakeholder alignment.

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Balaji Krishnamurthy — Executive Vice President Head - Fraud Risk Management at Jana Small Finance Bank in Chennai, TN, IN | Unifers