Dorina Hertner

WORK HISTORY

EDUCATION

SKILLS

ABOUT DORINA HERTNER

A seasoned risk management executive with over 20 years’ experience and expertise evaluating property, casualty and financial protection insurance programs for the most effective way of reducing the Total Cost of Risk (TCOR) through implementation of effective placement, targeted claims and safety programs focused on financial outcomes and utilization of analytics and actuarial techniques to instill financial stability in the P&L.Consultative Expertise Program Evaluation – With over 25 years in managing insurance programs have vast experience in evaluating programs and implementing more modern, effective programs geared toward organizations business processes and risk tolerance needed for financial stability. Industry Expertise – With executive experience and networks in Retail, Hospitality and Transportation, have reduced TCOR, balance sheet reserves, created positive P&L entries, leveraged claim team and TPA strategies to focus on financial outcomes all to the benefit of actuarial reserve relief to the balance sheet. Claim Cost Improvement Approach – With the current steep incline of nuclear verdicts and corresponding excess tower premium increases, a focus on liability claim reduction, cost reduction and litigation avoidance is a key strategy for cost reduction or stabilization. Safety Analytics – Years of experience integrating with safety departments to identify the behaviors yielding to claims and implementing mechanisms to reduce the frequency. Actuarial Analysis – Strong focus and expertise on how to anticipate financial impacts and attempt to stabilize financials by detailed understanding of the ultimate value of claims as the key marker on the balance sheet activity that moves through the P&L.