Dixit Khemani
Credit Manager at IDFC first Bank| Chartered accountant|Investor|Ex-ICICI
- Role
- Credit Manager at IDFC FIRST Bank
- Location
- Jodhpur, RJ, IN
- LinkedIn followers
- 500 followers
About Dixit Khemani
An experienced Chartered Accountant having 5+ Years of Industry Experience with hands-on…
Experience
Credit Manager
Nov 2024 — Present · Jodhpur, IN
Currently working as a Manager-EI at IDFC First bank limited.Engaged in underwriting of secured business loan (Working Capital/Term Loan Facilities). Major considerationswhile analyzing loan proposal: Business cycle, Impact of recent changes in industry on client business, future business plan. Management structure, Reason for past changes in management and succession plan of client. Financials Analysis, Key financial Ratios, Debtor/Creditor aging, Cash Flow Statements, Audit reports, Salestaxand Income tax returns. Track record of client with banking system. Cibil checks, RBI comprehensive check, MCA checks. Nature and risk involved in collateral provided in proposal. Bank policy on various Benchmarks, Eligibility and Business profile. Cost of project & Means of finance. Pre-sanction visits/Telephonic discussion, Google/Social media checks and Reviews of major supplier andcustomers. Decision making or highlighting pros & cons with recommendations to higher authority. Managing Portfolio of disbursed cases with minimum or nil delinquency
Education
The Institute of Chartered Accountants of India
Chartered Accountant
Jai Narain Vyas University
Bachelor of Commerce - BCom
Find verified contacts for anyone on LinkedIn
Unifers gives sales teams verified emails and direct dials, enriched profiles, and outreach that lands in the inbox.
Free plan included · No credit card required
This profile is compiled from publicly available professional sources. Unifers is not affiliated with or endorsed by LinkedIn. Request removal of this profile.