Divya P.

About Divya P.

Strategic Product Owner with 10+ years of experience in financial services, leading cross-functional teams to build customer-centric, high-impact digital products. Certified PSPO II and SAFe 5, with proven success in driving product vision, roadmaps, and innovation across the full lifecycle. Adept at aligning business goals with user needs using Agile, Design Thinking, and data-driven decision-making. Delivered marquee partnerships like the co-branded experience for Volkswagen & Audi at Wells Fargo, enhancing customer experience and business outcomes. Technically proficient in APIs, Kafka, Cloud, and modern dev practices.

Experience

1. Senior Lead Product Manager (Exec Director)

   Wells Fargo

   May 2022 — Present · Bengaluru, IN

   Strategic Product Vision & Enterprise Roadmap​Architected and executed the strategic product roadmap for the Consumer Lending portfolio, aligning digital innovation with long-term enterprise growth and P&L objectives-​Championed a customer-centric product culture, integrating Design Thinking and Lean methodologies to transform complex lending requirements into streamlined, market-leading financial products-​Governed the end-to-end product lifecycle, prioritizing high-impact initiatives that balance speed-to-market with rigorous banking risk and compliance standards-​Strategic Partnerships & Market Expansion​Directed the marquee co-branded integration for the Audi and Volkswagen retail finance partnership, a high-visibility strategic initiative supporting over dealerships nationwide-​Orchestrated cross-functional leadership across Risk, Legal, Engineering, and Corporate Communications to deliver a seamless, co-branded customer journey within an aggressive 8-month delivery window-​Optimized the automotive retail financial ecosystem, positioning Wells Fargo as the preferred partner through the delivery of high-fidelity, integrated communication systems.​Operational Excellence & Data Governance​Modernized enterprise data infrastructure by spearheading the development of a comprehensive automated reconciliation framework, significantly enhancing operational transparency and reporting accuracy-​Led large-scale stakeholder synchronization, facilitating alignment between executive leadership and technical delivery teams to ensure consistent execution of the broader business strategy-​Leveraged advanced product analytics and KPIs to drive iterative enhancements, ensuring the product suite remains responsive to shifting market dynamics and customer behaviors.

Education

• St. Michael's High School,Patna

  CBSE, Computer Science

  2005 — 2007

• RN Shetty Institute of Technology

  Bachelor's Degree, Computer Engineering

  2008 — 2012

• Don Bosco Academy,Patna

  ICSE, Computer Science

  2005

• IFMR Graduate School of Business - Krea University

  Master of Business Administration (M.B.A.), Marketing

  2014 — 2015

Skills

• C
• Microsoft Office
• Html
• Unix
• Distributed Ledger Technology
• Pl/Sql
• Blockchain
• Microsoft Excel
• Hyperledger
• Requirements Gathering
• Oracle Sql
• Oracle
• Manual Testing
• Agile Project Management
• Data Warehousing
• Business Objects
• Microsoft Word
• Rpa
• Java
• Etl
• Dlt
• Microstrategy Reporting
• Php
• Teradata Data Warehouse
• Sql
• Web Development
• C++
• Business Analysis
• Teamwork
• Uft
• Team Management
• Datastage
• Analytics