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Current company Collekt.Ai
Technology; Information and Internet · 12 employees · Founded 2024 · London, United Kingdom
Collekt is the Live Operating System for Credit Recovery. We unify behavioural prediction, digital channels, and AI-orchestrated human intervention into a single real-time decision layer. Lenders no longer have to choose between the manual intensity of BPOs and the rigidity of legacy SaaS. Collekt orchestrates both; allocating every account to the optimal resolution path: autonomous where possible, human where it moves outcomes. Live System Performance $775M+ in distressed assets processed in 12 months cases orchestrated monthly early-stage cases/month under autonomous AI orchestration Pre-dues of over cases a month with clearance rates as high as 94% ≤1pp forecast error on new lender portfolios Fully autonomous AI execution in early-stage digital portfolios From pre-dues and over-limit through late-stage charge-offs, Collekt acts as the control layer over recovery operations. Partners include leading Banks, NBFCs, and global fintechs including Credit Saison, IndusInd, OneCard, Snapmint, and Branch. Ingest. Predict. Resolve. Credit Lifecycles from Decisioning to Pre Dues to Post due Recovery now runs on a decision engine.