Divya Vishnoi

Driving Credit Risk success through strategic data insights| Risk & Portfolio Analyst @IDFC First Bank | Let\'s connect to mitigate portfolio risks!

Role: Risk & Portfolio Analyst at IDFC FIRST Bank
Location: Mumbai, MH, IN
LinkedIn followers: 500 followers

Finance & AccountingView LinkedIn profile

About Divya Vishnoi

Risk and Portfolio Analyst | Risk & Credit Analytics | Portfolio Management |…

Experience

Risk & Portfolio Analyst
IDFC FIRST Bank
Feb 2025 — Present · Mumbai, IN
Retail Portfolio Analysis & Risk Monitoring: Track and analyze NNPA, GNPA, and SMA trends Monitor collection efficiency across retail loan products. Develop predictive models using statistical techniques in Python and SAS.Regulatory & Management Reporting: Prepare and automate regulatory reports in compliance with RBI guidelines, IFRS 9, and Basel norms. Generate portfolio MIS reports to provide insights for senior management and regulatory bodies.Data Analytics & Visualization: Extract and manipulate large datasets using SQL, SAS, and Python to generate insights. Build interactive Power BI dashboards for real-time monitoring of key retail banking metrics. Summarize complex data trends using Excel Pivot Analysis and present findings via MS PowerPoint.

Contact information

Verified work emails, personal emails, and direct dials — unlocked in one click.

Work email
•••••@idfcfirst.bank.in
Personal email
•••••@•••••.com
Direct dial
+•• ••• ••• ••••

Unlock verified contacts

Free to start · No credit card required

Current company

IDFC FIRST Bank

Banking · 53K employees · Founded 2015 · Mumbai, Maharashtra, India

**Never share your password, OTP, UPI Pin, CVV etc with anyone.** Formed in December 2018 through the merger of infrastructure finance giant IDFC Bank and retail finance specialist Capital First, we commenced commercial banking operations in 2016. Our core principles: Vision: Building a world-class bank in India, driven by ethical, customer-friendly, digital, and socially responsible banking principles. Universal Bank: Offering a comprehensive range of services like Retail, MSME, Rural, Startups, Cash & Wealth Management, Deposits, Corporate & Government Banking, Working Capital, Trade Finance, and Treasury Solutions. Ethical Banking: We follow a 'Near and Dear' test, ensuring products are customer-friendly enough for employees to recommend to loved ones. We simplify legal jargon for clarity and offer 'ZERO FEE Banking' on all savings account services like SMS alerts, IMPS, RTGS, NEFT, ATM withdrawals, and more, making it India’s 1st & only bank to do so. Customer-Friendly Banking: IDFC FIRST Bank credits monthly interest on savings accounts, offers lifetime-free credit cards with non-expiring rewards and transparent fees. Technology-led Banking: Seamless services across mobile, branches, internet banking, call centres, & relationship managers. Our mobile app, with 250+ features, is rated 4.8 on Google Play & the App Store. Global rating agency Forrester ranked it India’s best & among the world’s top 20 for two consecutive years. Social Good Banking: Focusing on financial inclusion, we serve 40M+ customers, with 16M lifestyle improvement loans,15M loans to 4.3M women entrepreneurs, 6.5M vehicle loans, 1M each for sanitation & livelihood, 300K SME, and 100K home loans. ESG Goals: We hold high ESG scores, demonstrating our commitment to financial inclusion & social responsibility. Creating a new-age, ethical and world-class institution for India is a privilege for its employees.

idfcfirst.bank.in

Find verified contacts for anyone on LinkedIn

Unifers gives sales teams verified emails and direct dials, enriched profiles, and outreach that lands in the inbox.

Start for free See how it works

Free plan included · No credit card required

This profile is compiled from publicly available professional sources. Unifers is not affiliated with or endorsed by LinkedIn. Request removal of this profile.