Divya V
Chief Manager @Bank Of Baroda
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WORK HISTORY
Chief Manager @Bank Of Baroda
Hyderabad, IN
Heading a Prime City Branch with a total Portfolio of >400 crores (Assets & Liabilities) with major focus on MSME lending.Leading a team of 20+ Senior Managers, Managers, Officers and Business Associates and stood out as the top performing branches of the region.Devised critical financial solutions to customers to cater to their business and personal growthDeveloped a robust mechanism for management of stressed assets and NPA recovery.
EDUCATION
Manipal Institute of Technology
Postgraduate diploma, Banking and Finance
GITAM Deemed University
Bachelor of Technology - BTech, Electronics and Instrumentation Engineering
ABOUT DIVYA V
11+ years of experience in working in various sectors & segments of banking with one of the largest Banks in India.Started off in a small Branch in Bengaluru as the Joint Manager and gained experience in evaluating and sanctioning of Retail, MSME and Agricultural advances.Thereafter, posted in 3 major branches of the zone with total business of more than 500 Crores each to handle the Operations and the Marketing wings.Was identified to join the dynamic, goal oriented team instrumental in formation of the first-of-a-kind Centralized Forex Cell in Indian PSU Banks-\" The Trade Finance Back Office\" in Gandhinagar, Gujarat, giving an opportunity to work hands-on in almost all FOREX departments like ODI, FDI, Inward & Outward Remittances, Inland LCs & BGs, Import Bill\'s, Export Finance and EDPMS.Effectively headed and managed the eBRCs department for the entire bank for 1 year resolving all long pending issues with payment realizations from foreign exchange earnings and unrealized shipping bills.During the tenure in the trade finance back office, served as a Customer Owner, catering to all the FOREX needs of the top 50 customers of the Bank. Held the post of the Regional Business Development Manager for the entire Region of Telangana North with total Business of 7900 Crores, heading the Marketing and Business Development wing that involved bringing in Institutional Deposits, conducting marketing campaigns, giving thrust to business development and profit maximization.With rewarding fast track job progressions every 3 years, I am amongst the youngest Chief Managers in the organization. Currently heading a branch that caters to all the banking needs of customers including Retail, MSME, Agri, Corporate, Forex and Wealth Management.Core Skills: Accounting, Financial data analysis, Credit assessment and loan origination, International trade finance, Marketing.Key Areas: MSME Financing, Commercial Credit, Forex operations, Process Management, Risk Management, Branch Operations.
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