Divya Mohan
Area Head - Business Credit(Business Loans) | ICICI Bank | Risk Analysis & Management | Credit Management | Financial Analysis | Portfolio Management
- Role
- Area Business Manager at Kotak Mahindra Bank
- Location
- Kochi, KL, IN
- LinkedIn followers
- 500 followers
About Divya Mohan
Accomplished Credit and Risk Analysis Professional:With over 12 years of experience, currently serving as Area Head Business Credit at ICICI Bank, Kerala. Adept at managing credit processing for business loans up to 500 million INR, I excel in end-to-end portfolio management, including risk identification, analysis, mitigation, and control. My role involves thorough credit processing, financial analysis, scoring model preparation, and ensuring compliance with RBI norms. Skilled in monitoring active accounts and identifying potential risks, I provide early warnings and manage loan sanctions within stipulated turnaround times. I also contribute to policy formulation and lead training initiatives for relationship managers, fostering a productive work environment. My strong analytical, problem-solving, and organizational skills enable smooth coordination with internal and external departments, ensuring seamless business operations.
Experience
Area Business Manager
Oct 2024 — Present · Kochi, IN
Education
Manipal University Jaipur
Post Graduate Diploma, Banking and Finance
University of Mumbai
Bachelor of Science - BS, Biotechnology
University of Mumbai
Master of Science - MS, Biotechnology
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