Divya J

About Divya J

Transaction Monitoring, Correspondent Banking, Peer Bank Review (Transaction screening). • Knowledge of AML Investigation, Detection Scenarios, KYC and KYCC Transaction Monitoring (EDD).• Products: LexisNexis, BOWB, CERS, Quantexa, ECM, Watch List Explorer, Detica, Arachnys, Mantas, EBBS, EOPS.• Tableau, SFDC for customer records and maintaining (Salesforce, CRM)• Documentation skills - Loans & credit • Portfolio management - Risk management• ISO 20022 – Transaction monitoring – MX Transaction.• Panjiva Software – Data & report management.• Swift payments (INWARD)• Fluent in MS Word, MS Excel, MS PowerPoint

Experience

1. Senior Analyst

   Standard Chartered

   Jun 2022 — Present · Chennai, IN

   Analysing and monitoring of transactions triggered to identify any suspicious activity associated with financial crime by performing enhanced due diligence, public domain searches and identification of possible red flags. Identifying the red flags in the transactions and mitigating the risk appropriately if needed, escalating the case to further analysis. Analysed internal controls and assessed their effectiveness in mitigating risk. Gathered information from external sources such as public records and industry experts to support due diligence efforts. Assess case triggered due to breach of detection scenarios and took prompt decision based on the available information and risk-based approach. Handling key responsibilities like monitoring of wire transfers of KYC and KYCC customers. Analysing of transactions based on the adverse media, assessing and documenting all the risks pertaining to adverse information and appropriate decision been made to close on Risk based approach or Relevant closure as part of major case. Reviewing the return transactions as part of peer bank return and investigation conducted to ensure no sanction nexus is identified as part of payment. Experience working with third-party tools such as Dun Bradstreet, LexisNexis, Bloomberg, Panjiva software. Request for Information (RFI) of the customers to know the purpose and relationship between the transacted parties and other details if required.

Education

• Women's Christian College - India

  Bachelor of Commerce - BCom

  2016 — 2019

• Pondicherry University

  Master of Business Administration - MBA

  2019 — 2021