Divya Gupta

Associate Vice President - Portfolio Monitoring & Credit Analytics @ Oaknorth | Corporate Lending & Risk Management | Ex-HSBC | Ex-YES Bank

Role
Associate Vice President at OakNorth
Location
Gurugram, HR, IN
LinkedIn followers
500 followers
Finance & AccountingView LinkedIn profile

About Divya Gupta

A credit and risk management professional with 8+ years of experience in financial analysis, portfolio monitoring, and credit risk assessment, currently serving as an Associate Vice President at OakNorth. I support the US - portfolio management & credit analytics team, delivering high-quality credit analysis, ongoing monitoring, and risk insights across a portfolio of mid to large corporate exposures (USD 10M–40M).I work extensively on portfolio monitoring, credit analysis, reviewing borrowers in US market performance trends, identifying deviations, analysing liquidity and cashflow movements, and recommending timely risk-mitigation actions ranging from waivers and amendments to incremental funding analysis—ensuring that every recommendation is grounded in data, risk judgement, and policy alignment.I thrive in fast-paced, rapidly evolving work environments, demonstrating agility, structured thinking, and cross-functional collaboration with Risk, Legal, and Portfolio teams. Committed to delivering accurate, risk-aligned, and actionable credit insights.

Experience

  1. Associate Vice President

    OakNorth

    Nov 2025 — Present · Gurugram, IN

    Portfolio Monitoring & Credit Analytics

Education

  • University of Calcutta

    Bachelor of Commerce - B.Com (HONS), Accounting and Finance

  • The Institute of Company Secretaries of India

    Company Secretary, Professional Degree

  • Mahadevi Birla Shishu Vihar

    Higher Secondary, Business/Commerce, General

  • Institute of Chartered Accountants of India

    CA- INTER (BOTH GROUPS), ACCOUNTS , FINANCE, LAW , TAXATION

  • MAHADEVI BIRLA SHISHU VIHAR

    ICSE , MATRICULATION - CLASS 10

  • St. Xavier's College (Autonomous), Kolkata

    PGDM , Logistics and Supply Chain Management

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Divya Gupta — Associate Vice President at OakNorth in Gurugram, HR, IN | Unifers