Dita Hito
Strategic Risk & Compliance Expert | BSA/AML, Sanctions & Financial Crimes Leader
- Role
- Principal Strategy Advisor, Risk at Chime
- Location
- Chapel Hill, NC, US
- LinkedIn followers
- 500 followers
About Dita Hito
BSA/AML Executive with two decades of proven leadership across FinTechs and financial institutions. Expert in designing and executing scalable, regulator-ready BSA/AML, Sanctions, and Financial Crimes programs that strengthen governance, enhance transparency, and drive measurable business results aligned with enterprise growth.Demonstrated success delivering multimillion-dollar savings ($25M+ post-merger integration;$3M+ through FinTech digital identity proofing automation) while resolving regulatory enforcement actions and modernizing BSA/AML and Sanctions frameworks. Trusted advisor to Boards and C-suites, with deep experience engaging regulators including the OCC, FDIC, NCUA, CFPB, and state agencies to successfully lift consent orders. Recognized for leveraging technology-driven innovation, such as a patent-pending digital identity verification solution, to enhance operational efficiency and position Financial Crimes functions as strategic enablers of business growth.
Experience
Principal Strategy Advisor, Risk
Aug 2022 — Present · US
Advise the CRO, BSA/AML Officer, CCO, and Board on enterprise risk strategy for ChimeFinancial and Chime Payments, leveraging deep strategic and operational expertise to guidesubsidiaries, strengthen governance, and position the company for a successful IPO. Delivered$3M+ in annual cost savings and led development of a patent-pending digital identityverification solution improving digital KYC accuracy and customer experience.• Build the MSB BSA/AML/OFAC/Fraud and cross-border payments program, includingFinCEN registration and obtaining Money Transmission Licenses across all 50 states.• Partner with product, engineering, compliance, and legal teams to deploy scalable,technology-driven AML and fraud controls, including enterprise identity theft red-flagdetection leveraging machine learning and dynamic data to identify and mitigate ID theftat onboarding and throughout the customer lifecycle.• Oversee Board and regulatory reporting and engagement with Bank Partners, OCC,CFPB, and state regulators.
Education
Università degli Studi di Urbino Carlo Bo
Italian Language and Literature
Rutgers Business School
BS, Management Information Systems and Italian Language & Literature
Stevens Institute of Technology
Master of Science - MS, Management Information Systems, General
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