Disha Saxena
Risk & Credit Underwriting Executive Auto Loans @YES BANK
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WORK HISTORY
Risk & Credit Underwriting Executive Auto Loans @YES BANK
Bhopal, IN
Handling end-to-end auto loan processing from login to disbursement.• Conducted credit underwriting and risk assessment as per policy guidelines.• Performing credit risk assessment using income documents, bank statements, and CIBIL reports.• Conducting Tele Verification (TVR) and validating customer details as per policy.• Preparing MIS and productivity reports using Microsoft Excel.• Coordinating with internal teams to ensure timely and compliant case processing.
EDUCATION
Sant Hirdaram Institute of Management
Master of Business Administration - MBA, Human Resources Management & Marketing
Government Girls College Sehore
Bachelor of Science - BSC, Mathematics and Science
ABOUT DISHA SAXENA
With 1.5+ years of experience in Auto Loan Underwriting, I specialize in end-to-end credit assessment — from document verification and CIBIL analysis to tele-verification and loan disbursement.What drives me is the judgment behind the numbers — every case tells a different story, and finding the right credit decision is what I enjoy most.Beyond underwriting, I handle MIS reporting and Excel-based data tracking to ensure accuracy and flag discrepancies early.Currently exploring Credit Analysis & Underwriting opportunities in BFSI. Open to connect!
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