Diptee Tekade

About Diptee Tekade

Senior Banking Data & Risk Business Analyst with 9+ years of experience delivering enterprise data analytics, regulatory reporting, payments modernization, and risk analytics initiatives across major U.S. financial institutions including Capital One, First Citizens Bank, KeyBank, and M&T Bank.I specialize in transforming complex regulatory and operational banking data into scalable analytics platforms, automated reporting frameworks, and real-time decision systems that improve regulatory compliance, transparency, and operational performance.My expertise lies in bridging the gap between banking business operations, regulatory frameworks, and modern data platforms, enabling organizations to translate regulatory mandates and high-volume financial data into actionable insights and enterprise reporting solutions.Core Expertise Banking Data Analytics & Enterprise Data Platforms Regulatory Reporting (Basel – LCR / NSFR) CCAR / DFAST Stress Testing & Capital Planning CECL Credit Loss Modeling & Portfolio Risk Analytics Treasury Liquidity & Capital Adequacy Reporting Real-Time Payments Analytics (FedNow / RTP) Fraud Detection & Transaction Monitoring Data Governance, Data Lineage & Data Quality Data Warehousing, Snowflake, SQL & ETL PipelinesThroughout my career I have delivered large-scale banking transformation initiatives, including:• Real-time payments analytics platforms processing 10M+ transactions daily• Integration of $50B+ commercial loan portfolios following bank acquisitions• Automation of Basel capital and liquidity reporting frameworksMy technical toolkit includes Advanced SQL, Snowflake, Data Warehousing, ETL Pipelines, Power BI, Tableau, and enterprise regulatory reporting platforms, enabling the transformation of complex financial datasets into high-impact analytics and reporting solutions.I thrive in environments where business strategy, regulatory compliance, and advanced analytics intersect, partnering with Treasury, Risk, Finance, Payments, Compliance, and Technology teams to deliver scalable data-driven solutions.Let’s connect if you are working on banking data platforms, regulatory transformation, payments modernization, or risk analytics initiatives.#BankingAnalytics #RiskAnalytics #RegulatoryReporting #CCAR #CECL #PaymentsAnalytics #FraudDetection #Snowflake #SQL #DataGovernance #BankingData #FinTech

Experience

1. Lead Business Data Analyst

   Capital One

   Jun 2023 — Present · McLean, VA, US

   Project: Real-Time Payments Platform Modernization (FedNow / RTP)Project: AI-Driven Fraud Detection & Transaction MonitoringKey Contributions Led analytics and business analysis initiatives supporting real-time payment ecosystems processing 10M+ transactions daily across FedNow and RTP networks. Designed scalable transaction data pipelines and analytics frameworks enabling real-time monitoring of payment authorization, settlement cycles, and liquidity utilization. Conducted advanced SQL analysis on large-scale payment datasets to identify transaction anomalies, settlement delays, and operational inefficiencies. Developed analytical datasets and KPIs to monitor transaction volumes, payment latency, network performance, and settlement status. Implemented fraud analytics frameworks using behavioral profiling and machine learning models to detect suspicious credit card and digital banking activity. Designed interactive dashboards (Power BI / Tableau) providing real-time visibility into fraud alerts, payment flows, and transaction risk trends. Defined enterprise data governance, lineage documentation, and quality validation frameworks ensuring regulatory compliance and reporting accuracy. Collaborated with Payments Operations, Fraud Risk, Data Engineering, and Product teams to translate business requirements into scalable analytics platforms.#PaymentsAnalytics #FedNow #RTPNetwork #FraudDetection #TransactionMonitoring #SQL #Snowflake #DigitalBanking #BankingAnalytics

Education

• New Jersey Institute of Technology

  Master's degree, Computer Science

• Terna Engineering College

  Bachelor of Technology - BTech, Computer Engineering