Dipak Basak

Branch Credit Officer at Aye Finance

Role: Branch Credit Officer at Aye Finance Ltd
Location: Jalpaiguri, WB, IN
LinkedIn followers: 500 followers

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About Dipak Basak

Banking Operation, Credit Underwriting, Credit Analysis, Credit Risk Control

Experience

Branch Credit Officer
Aye Finance Ltd
Oct 2022 — Present · Siliguri, IN
Research and evaluate clients’ creditworthinessCreate credit scoring models to predict risksApprove or reject loan requests, based on credibility and potential revenues and lossesCalculate and set interest ratesNegotiate loan terms with clientsMonitor paymentsMaintain records of loan applicationsFollow up with clients to manage debt settlements and loan renewalsEnsure all lending procedures comply with regulationsDevelop, review and update our company’s credit policies

Education

Calcutta University, Kolkata
Bachelor's degree
2014 — 2017

Contact information

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•••••@ayefin.com
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Current company

Aye Finance Ltd

Financial Services · 4.5K employees · Founded 2014 · Gurgaon, Haryana, India

Headquartered in Gurgaon, Aye Finance is a new-age finance company providing business loans to small and micro enterprises across India. Since 2014 we have continued to chart an exciting growth path in this under-banked segment while maintaining a high benchmark for credit quality. These millions of profitable small and micro businesses are, essentially, locked out of the financial system. We believe we can overcome this financing challenge and unlock a massive business opportunity while creating a transformative social impact. Our team brings together the best of many worlds – sound business practices, deep understanding of the micro-enterprise environment, high achievement orientation and a passion for delivering socio-economic growth. We believe in building solutions, automation and processes that address the challenges that have typically stymied the financial industry. Aye Finance is dedicated to working with the most relevant technology to facilitate better financial inclusion and to consequently serve micro-enterprises across the country in a more holistic manner. Ultimately, at Aye Finance, we believe in people - whether it’s the entrepreneurs we serve, our investors or our own employees. We’re, both, a great place to work with and work for. #SayAyetoGrowth

ayefin.com

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About Dipak Basak

Experience

Branch Credit Officer

Education

Calcutta University, Kolkata

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