Dinesh V

About Dinesh V

I am a Strategy & Digital Transformation leader with 11+ years of experience advising global banks, regulators, and fintech ecosystems across APAC, EMEA, and North America. I specialize in product-led transformation, operating model design, API ecosystems, and large-scale platform modernization within the BFSI landscape.My work spans growth strategy, operating model, enterprise architecture, regulatory modernization, digital lending transformation, open banking enablement, and core system rationalization. I have led cross-border programs across retail banking, credit cards, home loans, API banking, and sandbox ecosystems—bridging strategy, product design, and execution governance.I bring deep expertise in:• Corporate Stragegy• Digital Lending (Retail & Secured), Credit Cards, API & Open Banking• Target Operating Model design & Enterprise Architecture• Digital Lending (Retail & Secured), Credit Cards, API & Open Banking• Program governance & PMO setup across multi-country transformations• Data-driven value realization & dashboarding • Core modernization & Lean Core strategy• Regulatory policy design & ecosystem enablementI’ve worked closely with CXOs, central banks, Tier-1 banks, and fintechs to translate complex regulatory and operational challenges into scalable, customer-centric product and platform solutions.If you\'re exploring digital banking transformation, product modernization, or ecosystem strategy — happy to c••••••••@gmail.com+91••••••••39

Experience

1. Associate Director

   Deloitte

   Jun 2024 — Present

   Application Portfolio Rationalization & Lean Core Strategy - Assessed 150+ applications and defined a target-state architecture across 170+ capabilities, recommending lean core modernization and vendor consolidation to reduce complexity and enhance scalability.2. Mobile Banking & Digital Lending Revamp - Handled requirement design across Home Loans, LAP, UPI, and digital-assisted journeys, enabling seamless core integrations and dashboard-driven retail lending performance monitoring.3. Enterprise Governance & Policy Framework Review - Conducted institution-wide policy and control diagnostics across business units and board committees, delivering a Board-ready GAP assessment to strengthen governance and regulatory posture.4. Global Open Banking Strategy & Ecosystem Implementation - Designed regulatory Open Banking frameworks, API standards, consent models, and implementation roadmaps while orchestrating ecosystem rollout across 50+ banks and fintechs.6. Business Development & Capability Scaling - Led government bid strategy and public-sector RFP participation across BFSI markets while scaling delivery teams aligned to transformation pipelines.7. Supported the drafting of a thought paper on \"Agentic AI in Financial Services\" through in-depth research, data analysis, and cross-market benchmarking

Education

• SPJIMR SP Jain Institute of Management & Research

  PGDM, Operation Management

  2016 — 2018

• Indian Institute of Technology (Indian School of Mines), Dhanbad

  Bachelor of Technology (B.Tech.), Engineering

  2009 — 2013

Skills

• C++
• Engineering
• Mining
• Supply Chain Management
• Data Structures
• Autocad
• Microsoft Office
• Operations Management
• Geology
• Windows
• Surpac
• C
• Programming
• Powerpoint
• Microsoft Excel
• Mysql